# Pointoak Retirement Advisors

> Pointoak Retirement Advisors is an SEC-registered investment advisory firm in McLean, VA, registered since 2021, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 4, 2026.

- CRD: 314866
- Filed as: POINTOAK RETIREMENT ADVISORS
- Legal name: Pointoak Retirement Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: McLean, VA
- Filing period: October 2026
- Form ADV filing dated: March 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/314866
- AdvisorCensus page: https://advisorcensus.com/firm/pointoak-retirement-advisors-mclean-va-314866

## Quick answers

**How is Pointoak Retirement Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Pointoak Retirement Advisors reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Pointoak Retirement Advisors located?**
Pointoak Retirement Advisors' principal office is in McLean, VA, according to its Form ADV.

**Is Pointoak Retirement Advisors registered with the SEC or a state?**
Pointoak Retirement Advisors is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 314866.

**How much does Pointoak Retirement Advisors manage?**
Pointoak Retirement Advisors reports $1,078,990,787 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (1% discretionary).

**How have Pointoak Retirement Advisors' assets and staff changed since 2021?**
In the Form ADV data for Pointoak Retirement Advisors: Regulatory assets under management: $961,907 in the October 2022 data and $1,078,990,787 in the October 2026 data, up 112072%. Total employees: 1 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pointoak Retirement Advisors serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (83); individuals (other than high net worth individuals) (19); high net worth individuals (1).

**Which custodians does Pointoak Retirement Advisors use?**
Pointoak Retirement Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists ADP Broker-Dealer, Inc., Charles Schwab & Co., Inc., Principal Securities, Inc. and Transamerica Capital, LLC as custodians holding 10% or more of its separately managed account assets.

**Does Pointoak Retirement Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/314866

**What changed in Pointoak Retirement Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $818,662,144 to $1,078,990,787 (+32%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- ADP Broker-Dealer, Inc.
- Charles Schwab & Co., Inc.
- Principal Securities, Inc.
- Transamerica Capital, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $1,078,990,787
- Discretionary: $11,893,329
- Non-discretionary: $1,067,097,458

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 19 | $9,239,818 |
| High net worth individuals | 1 | $2,653,511 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 83 | $1,067,097,458 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: DC, MD, NE, NH, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pointoak.com
- LinkedIn @pointoak

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | Not reported | 1 | July 3, 2021 |
| October 2022 | $961,907 | 1 | July 26, 2022 |
| October 2023 | $215,532,131 | 1 | March 29, 2023 |
| October 2024 | $270,873,874 | 1 | March 26, 2024 |
| October 2025 | $818,662,144 | 3 | March 31, 2025 |
| October 2026 | $1,078,990,787 | 3 | March 4, 2026 |

Regulatory assets under management: $961,907 in the October 2022 data and $1,078,990,787 in the October 2026 data, up 112072%.
Total employees: 1 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $818,662,144 to $1,078,990,787 (+32%).

### February 2026
- Registered or notice-filed in TX.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pointoak Retirement Advisors (CRD 314866): Form ADV filing data as of October 2026.