{
  "crd_number": 326745,
  "slug": "pointer-financial-advisors-llc-columbia-md-326745",
  "primary_business_name": "POINTER FINANCIAL ADVISORS LLC",
  "legal_name": "POINTER FINANCIAL ADVISORS LLC",
  "dbas": [],
  "city": "Columbia",
  "state": "MD",
  "country": "United States",
  "cbsa_code": "12580",
  "metro": {
    "cbsa_code": "12580",
    "common_name": "Baltimore",
    "msa_name": "Baltimore-Columbia-Towson, MD",
    "path": "/advisors/md/baltimore"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-05-26",
  "years_registered": 3,
  "period": "2026-10-01",
  "filing_date": "2026-03-25",
  "carried_forward": false,
  "raum_total": 176396108.0,
  "raum_discretionary": 176396108.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 5,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "other": {
      "raum": 3207263.0,
      "count": 3,
      "description": "TRUSTS",
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 33635483.0,
      "count": 96
    },
    "high_net_worth_individuals": {
      "raum": 139553362.0,
      "count": 61
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MD",
    "NC",
    "PA",
    "SC",
    "VA"
  ],
  "websites": [
    "https://instagram.com/pointeradvisors",
    "https://linkedin.com/company/pointerfinancialadvisors",
    "https://m.facebook.com/61551257910860",
    "https://pointeradvisors.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/326745",
  "city_as_filed": "COLUMBIA",
  "url": "https://advisorcensus.com/firm/pointer-financial-advisors-llc-columbia-md-326745",
  "display_name": "Pointer Financial Advisors LLC",
  "summary": "Pointer Financial Advisors LLC is an SEC-registered investment advisory firm in Columbia, MD, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 25, 2026.",
  "citation": "AdvisorCensus. Pointer Financial Advisors LLC (CRD 326745): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Pointer Financial Advisors LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Pointer Financial Advisors LLC reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "Where is Pointer Financial Advisors LLC located?",
      "a": "Pointer Financial Advisors LLC's principal office is in Columbia, MD, according to its Form ADV."
    },
    {
      "q": "Is Pointer Financial Advisors LLC registered with the SEC or a state?",
      "a": "Pointer Financial Advisors LLC is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 326745."
    },
    {
      "q": "How much does Pointer Financial Advisors LLC manage?",
      "a": "Pointer Financial Advisors LLC reports $176,396,108 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (100% discretionary)."
    },
    {
      "q": "How have Pointer Financial Advisors LLC's assets and staff changed since 2023?",
      "a": "In the Form ADV data for Pointer Financial Advisors LLC: Regulatory assets under management: $101,474,093 in the October 2023 data and $176,396,108 in the October 2026 data, up 74%. Total employees: 4 in October 2023 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Pointer Financial Advisors LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (96); high net worth individuals (61); other (3)."
    },
    {
      "q": "Which custodians does Pointer Financial Advisors LLC use?",
      "a": "Pointer Financial Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Pointer Financial Advisors LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/326745"
    },
    {
      "q": "What changed in Pointer Financial Advisors LLC's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $139,443,362 to $176,396,108 (+27%)."
    }
  ],
  "filing_history": [
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 101474093.0,
      "total_employees": 4,
      "filing_date": "2023-09-20"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 111879752.0,
      "total_employees": 4,
      "filing_date": "2024-03-21"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 139443362.0,
      "total_employees": 4,
      "filing_date": "2025-03-14"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 176396108.0,
      "total_employees": 5,
      "filing_date": "2026-03-25"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $139,443,362 to $176,396,108 (+27%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 25, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$4,000",
    "figures": [
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $4,000"
        ],
        "quotes": [
          "As a condition for starting and maintaining an investment advisory relationship with the Firm, the Firm generally imposes a minimum annual fee of $4,000 for services."
        ]
      }
    ],
    "quotes": [
      "As a condition for starting and maintaining an investment advisory relationship with the Firm, the Firm generally imposes a minimum annual fee of $4,000 for services."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/pointer-financial-advisors-llc-columbia-md-326745.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 96,
      "fewer_than_5": false,
      "raum": 33635483.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 61,
      "fewer_than_5": false,
      "raum": 139553362.0
    },
    {
      "type": "other",
      "label": "Other",
      "count": 3,
      "fewer_than_5": true,
      "raum": 3207263.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/326745",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}