# Planvest Financial, Inc.

> Planvest Financial, Inc. is an SEC-registered investment advisory firm in Gaithersburg, MD, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 23, 2026.

- CRD: 290306
- Filed as: PLANVEST FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Gaithersburg, MD
- Filing period: October 2026
- Form ADV filing dated: September 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/290306
- AdvisorCensus page: https://advisorcensus.com/firm/planvest-financial-inc-gaithersburg-md-290306

## Quick answers

**How is Planvest Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Planvest Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Planvest Financial, Inc.'s brochure say about its fees?**
Its Form ADV Part 2A brochure dated March 31, 2026 states: Asset-based fee: up to 1.75% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Planvest Financial, Inc. located?**
Planvest Financial, Inc.'s principal office is in Gaithersburg, MD, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Planvest Financial, Inc. registered with the SEC or a state?**
Planvest Financial, Inc. is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 290306.

**How much does Planvest Financial, Inc. manage?**
Planvest Financial, Inc. reports $175,860,431 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (100% discretionary).

**How have Planvest Financial, Inc.'s assets and staff changed since 2024?**
In the Form ADV data for Planvest Financial, Inc.: Regulatory assets under management: $110,900,000 in the October 2024 data and $175,860,431 in the October 2026 data, up 59%. Total employees: 6 in October 2024 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Planvest Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (224); high net worth individuals (83); corporations or other businesses not listed above (2).

**Which custodians does Planvest Financial, Inc. use?**
Planvest Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Planvest Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/290306

**What changed in Planvest Financial, Inc.'s recent Form ADV filings?**
In the October 2026 filing data: No longer lists an office in Santa Monica, CA. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 31, 2026)

- Asset-based fee: up to 1.75% of assets a year (the maximum the brochure states)

> The fees charged by the firm is established in a client’s written agreement between the client and PlanVest Financial, Inc. – generally not to exceed 1.75% of assets under management as of the last business day of the previous quarter.

> The maximum advisory fee is negotiable up to 1.75%.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $175,860,431
- Discretionary: $175,860,431
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 224 | $68,914,143 |
| High net worth individuals | 83 | $106,748,088 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $198,200 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2024 (2 years)
- Employees: 8 total, 6 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: DC, FL, MD, NC, NY, PA, SC, TN, VA, WV
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the August 2026 filing
- Santa Monica, CA

### Websites listed on Form ADV (Item 1.I)
- planvestfinancial.com
- LinkedIn @planvest-financial
- LinkedIn @mike-mattison-chfebc-98621715
- LinkedIn @richardclonch
- LinkedIn @robert-l-behr-mba-cpa-1b96897
- LinkedIn @sonny-saini-pharmd-mba-cfp
- LinkedIn @zach-payne-35a383143

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $110,900,000 | 6 | August 6, 2024 |
| October 2025 | $125,956,168 | 8 | March 22, 2025 |
| October 2026 | $175,860,431 | 8 | September 23, 2026 |

Regulatory assets under management: $110,900,000 in the October 2024 data and $175,860,431 in the October 2026 data, up 59%.
Total employees: 6 in October 2024 and 8 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- No longer lists an office in Santa Monica, CA.
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Regulatory assets under management went from $125,956,168 to $175,860,431 (+40%).

### December 2025
- Registered or notice-filed in TN.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Planvest Financial, Inc. (CRD 290306): Form ADV filing data as of October 2026.