# Planned Solutions, Inc.

> Planned Solutions, Inc. is an SEC-registered investment advisory firm in Folsom, CA, registered since 1988, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 2, 2026.

- CRD: 105052
- Filed as: PLANNED SOLUTIONS, INC.
- Legal name: Planned Solutions Financial & Insurance Services, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Folsom, CA
- Filing period: October 2026
- Form ADV filing dated: April 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/105052
- AdvisorCensus page: https://advisorcensus.com/firm/planned-solutions-inc-folsom-ca-105052

## Quick answers

**How is Planned Solutions, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Planned Solutions, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**Where is Planned Solutions, Inc. located?**
Planned Solutions, Inc.'s principal office is in Folsom, CA, according to its Form ADV.

**Is Planned Solutions, Inc. registered with the SEC or a state?**
Planned Solutions, Inc. is an SEC-registered investment advisory firm, registered since 1988. Status as filed: Approved. CRD 105052.

**How much does Planned Solutions, Inc. manage?**
Planned Solutions, Inc. reports $670,996,783 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (99% discretionary).

**How have Planned Solutions, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Planned Solutions, Inc.: Regulatory assets under management: $340,823,517 in the October 2021 data and $670,996,783 in the October 2026 data, up 97%. Total employees: 9 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Planned Solutions, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (597); high net worth individuals (230).

**Does Planned Solutions, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/105052

**Does Planned Solutions, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 10, 2026 says: "PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000)."

**What changed in Planned Solutions, Inc.'s recent Form ADV filings?**
In the May 2026 filing data: Registered or notice-filed in CO.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 10, 2026)

- Account minimum: $100,000

> PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000).

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $670,996,783
- Discretionary: $662,877,103
- Non-discretionary: $8,119,680

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 597 | $137,715,712 |
| High net worth individuals | 230 | $533,281,071 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 1988 (37 years)
- Employees: 11 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, ID, LA, MT, NM, NV, OR, TX, VA, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- plannedsolutions.com
- Facebook @PLANNED-SOLUTIONS-INC-FINANCIAL-MANAGEMENT-112256548830192

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $340,823,517 | 9 | March 10, 2021 |
| October 2022 | $423,026,607 | 9 | February 23, 2022 |
| October 2023 | $398,484,903 | 10 | July 25, 2023 |
| October 2024 | $468,240,700 | 10 | March 26, 2024 |
| October 2025 | $540,020,062 | 10 | March 12, 2025 |
| October 2026 | $670,996,783 | 11 | April 2, 2026 |

Regulatory assets under management: $340,823,517 in the October 2021 data and $670,996,783 in the October 2026 data, up 97%.
Total employees: 9 in October 2021 and 11 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Registered or notice-filed in CO.

### April 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $540,020,062 to $670,996,783 (+24%).

### January 2026
- No longer registered or notice-filed in CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Planned Solutions, Inc. (CRD 105052): Form ADV filing data as of October 2026.