{
  "crd_number": 105052,
  "slug": "planned-solutions-inc-folsom-ca-105052",
  "primary_business_name": "PLANNED SOLUTIONS, INC.",
  "legal_name": "PLANNED SOLUTIONS FINANCIAL & INSURANCE SERVICES, INC.",
  "dbas": [],
  "city": "Folsom",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "40900",
  "metro": {
    "cbsa_code": "40900",
    "common_name": "Sacramento",
    "msa_name": "Sacramento-Roseville-Folsom, CA",
    "path": "/advisors/ca/sacramento"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1988-11-25",
  "years_registered": 37,
  "period": "2026-10-01",
  "filing_date": "2026-04-02",
  "carried_forward": false,
  "raum_total": 670996783.0,
  "raum_discretionary": 662877103.0,
  "raum_non_discretionary": 8119680.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 11,
  "advisory_employees": 6,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 137715712.0,
      "count": 597
    },
    "high_net_worth_individuals": {
      "raum": 533281071.0,
      "count": 230
    }
  },
  "compensation_types": [
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "CO",
    "ID",
    "LA",
    "MT",
    "NM",
    "NV",
    "OR",
    "TX",
    "VA",
    "WA"
  ],
  "websites": [
    "https://facebook.com/PLANNED-SOLUTIONS-INC-FINANCIAL-MANAGEMENT-112256548830192",
    "https://plannedsolutions.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/105052",
  "city_as_filed": "FOLSOM",
  "url": "https://advisorcensus.com/firm/planned-solutions-inc-folsom-ca-105052",
  "display_name": "Planned Solutions, Inc.",
  "summary": "Planned Solutions, Inc. is an SEC-registered investment advisory firm in Folsom, CA, registered since 1988, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 2, 2026.",
  "citation": "AdvisorCensus. Planned Solutions, Inc. (CRD 105052): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Planned Solutions, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Planned Solutions, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges."
    },
    {
      "q": "How much does Planned Solutions, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 10, 2026 states: Hourly rate: $100 to $250 an hour (short term or intermittent advice and services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Planned Solutions, Inc. located?",
      "a": "Planned Solutions, Inc.'s principal office is in Folsom, CA, according to its Form ADV."
    },
    {
      "q": "Is Planned Solutions, Inc. registered with the SEC or a state?",
      "a": "Planned Solutions, Inc. is an SEC-registered investment advisory firm, registered since 1988. Status as filed: Approved. CRD 105052."
    },
    {
      "q": "How much does Planned Solutions, Inc. manage?",
      "a": "Planned Solutions, Inc. reports $670,996,783 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (99% discretionary)."
    },
    {
      "q": "How have Planned Solutions, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Planned Solutions, Inc.: Regulatory assets under management: $340,823,517 in the October 2021 data and $670,996,783 in the October 2026 data, up 97%. Total employees: 9 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Planned Solutions, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (597); high net worth individuals (230)."
    },
    {
      "q": "Does Planned Solutions, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/105052"
    },
    {
      "q": "Does Planned Solutions, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 10, 2026 says: \"PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000).\""
    },
    {
      "q": "What changed in Planned Solutions, Inc.'s recent Form ADV filings?",
      "a": "In the May 2026 filing data: Registered or notice-filed in CO."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 340823517.0,
      "total_employees": 9,
      "filing_date": "2021-03-10"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 423026607.0,
      "total_employees": 9,
      "filing_date": "2022-02-23"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 398484903.0,
      "total_employees": 10,
      "filing_date": "2023-07-25"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 468240700.0,
      "total_employees": 10,
      "filing_date": "2024-03-26"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 540020062.0,
      "total_employees": 10,
      "filing_date": "2025-03-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 670996783.0,
      "total_employees": 11,
      "filing_date": "2026-04-02"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-05-01",
      "period_label": "May 2026",
      "notes": [
        "Registered or notice-filed in CO."
      ]
    },
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 6.",
        "Regulatory assets under management went from $540,020,062 to $670,996,783 (+24%)."
      ]
    },
    {
      "period": "2026-01-01",
      "period_label": "January 2026",
      "notes": [
        "No longer registered or notice-filed in CO."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 10, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$100,000",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $100 to $250 an hour (short term or intermittent advice and services)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $100,000"
        ],
        "quotes": [
          "PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000)."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $100 to $250 an hour (short term or intermittent advice and services)"
        ],
        "quotes": [
          "Hourly rates range from $100 to $250 per hour. An estimate for the total hours will be provided in the contract."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 100000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 100.0,
          "max": 250.0,
          "period": "hour",
          "service": "short term or intermittent advice and services"
        }
      ]
    },
    "quotes": [
      "PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000).",
      "Hourly rates range from $100 to $250 per hour. An estimate for the total hours will be provided in the contract."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [],
  "custodians_note": null,
  "markdown_url": "https://advisorcensus.com/firm/planned-solutions-inc-folsom-ca-105052.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 597,
      "fewer_than_5": false,
      "raum": 137715712.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 230,
      "fewer_than_5": false,
      "raum": 533281071.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/105052",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}