# Plan to Prosper Wealth Management

> Plan to Prosper Wealth Management is an SEC-registered investment advisory firm in Ormond Beach, FL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 6, 2026.

- CRD: 327660
- Filed as: PLAN TO PROSPER WEALTH MANAGEMENT
- Legal name: Palacios Wealth Management, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Ormond Beach, FL
- Filing period: October 2026
- Form ADV filing dated: July 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/327660
- AdvisorCensus page: https://advisorcensus.com/firm/plan-to-prosper-wealth-management-ormond-beach-fl-327660

## Quick answers

**How is Plan to Prosper Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Plan to Prosper Wealth Management reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Plan to Prosper Wealth Management located?**
Plan to Prosper Wealth Management's principal office is in Ormond Beach, FL, according to its Form ADV.

**Is Plan to Prosper Wealth Management registered with the SEC or a state?**
Plan to Prosper Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 327660.

**How much does Plan to Prosper Wealth Management manage?**
Plan to Prosper Wealth Management reports $234,319,226 in regulatory assets under management in its Form ADV filing dated July 6, 2026 (86% discretionary).

**How have Plan to Prosper Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for Plan to Prosper Wealth Management: Regulatory assets under management: $149,121,483 in the October 2025 data and $234,319,226 in the October 2026 data, up 57%. Total employees: 1 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Plan to Prosper Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (339); high net worth individuals (51); pension and profit sharing plans (but not the plan participants or government pension plans) (28).

**Which custodians does Plan to Prosper Wealth Management use?**
Plan to Prosper Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Plan to Prosper Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/327660

**What changed in Plan to Prosper Wealth Management's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 1 to 2. Regulatory assets under management went from $149,121,483 to $234,319,226 (+57%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $234,319,226
- Discretionary: $201,230,428
- Non-discretionary: $33,088,798

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 339 | $76,204,097 |
| High net worth individuals | 51 | $125,026,331 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 28 | $33,088,798 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- myplantoprosper.com
- Facebook @plantoprosperwealthmanagement
- Instagram @plantoprosperwm

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $149,121,483 | 1 | January 14, 2025 |
| October 2026 | $234,319,226 | 4 | July 6, 2026 |

Regulatory assets under management: $149,121,483 in the October 2025 data and $234,319,226 in the October 2026 data, up 57%.
Total employees: 1 in October 2025 and 4 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 1 to 2.
- Regulatory assets under management went from $149,121,483 to $234,319,226 (+57%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Plan to Prosper Wealth Management (CRD 327660): Form ADV filing data as of October 2026.