# Pivotal Financial Services, Inc.

> Pivotal Financial Services, Inc. is a state-registered investment advisory firm, registered since 2007, reporting under $25 million in regulatory assets under management in its Form ADV filing dated February 9, 2026.

- CRD: 143846
- Filed as: PIVOTAL FINANCIAL SERVICES, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in New York
- Filing period: October 2026
- Form ADV filing dated: February 9, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/143846
- AdvisorCensus page: https://advisorcensus.com/firm/pivotal-financial-services-inc-143846

## Quick answers

**How is Pivotal Financial Services, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Pivotal Financial Services, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Is Pivotal Financial Services, Inc. registered with the SEC or a state?**
Pivotal Financial Services, Inc. is a state-registered investment advisory firm, registered since 2007. Status as filed: APPROVED. CRD 143846.

**How much does Pivotal Financial Services, Inc. manage?**
Pivotal Financial Services, Inc. reports $13,829,468 in regulatory assets under management in its Form ADV filing dated February 9, 2026 (100% discretionary).

**What types of clients does Pivotal Financial Services, Inc. serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (11).

**Does Pivotal Financial Services, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/143846

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $13,829,468
- Discretionary: $13,829,468
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 0 | $0 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 11 | $13,829,468 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Pension consulting services

### Firm details
- Registered since: 2007 (19 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pivotal-fiduciary.com/401k-fees-matter
- pivotal-fiduciary.com/life-insurance-quotes
- pivotalfinancialsvs.com
- Facebook @PIVOTAL-FINANCIAL-SERVICES-INC-26614507210
- LinkedIn @PIVOTALSTEPS
- X @PIVOTALSTEPS

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pivotal Financial Services, Inc. (CRD 143846): Form ADV filing data as of October 2026.