# Pinnacle Portfolio Advisors

> Pinnacle Portfolio Advisors is an SEC-registered investment advisory firm, registered since 2019, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 6, 2026.

- CRD: 287622
- Filed as: PINNACLE PORTFOLIO ADVISORS
- Legal name: Pinnacle Portfolio Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Filing period: October 2026
- Form ADV filing dated: February 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/287622
- AdvisorCensus page: https://advisorcensus.com/firm/pinnacle-portfolio-advisors-287622

## Quick answers

**How is Pinnacle Portfolio Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Pinnacle Portfolio Advisors reports these compensation arrangements: a percentage of assets under its management.

**How much does Pinnacle Portfolio Advisors charge?**
Its Form ADV Part 2A brochure dated February 6, 2026 states: Asset-based fee: up to 1.78% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Is Pinnacle Portfolio Advisors registered with the SEC or a state?**
Pinnacle Portfolio Advisors is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 287622.

**How much does Pinnacle Portfolio Advisors manage?**
Pinnacle Portfolio Advisors reports $171,929,093 in regulatory assets under management in its Form ADV filing dated February 6, 2026 (100% discretionary).

**How have Pinnacle Portfolio Advisors' assets and staff changed since 2021?**
In the Form ADV data for Pinnacle Portfolio Advisors: Regulatory assets under management: $165,400,568 in the October 2021 data and $171,929,093 in the October 2026 data, up 4%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pinnacle Portfolio Advisors serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (21); individuals (other than high net worth individuals) (19); business development companies (2).

**Which custodians does Pinnacle Portfolio Advisors use?**
Pinnacle Portfolio Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pinnacle Portfolio Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/287622

**Does Pinnacle Portfolio Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated February 6, 2026 says: "Pinnacle does not have an account minimum. However, we may decline to accept clients with smaller portfolios."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 6, 2026)

- Asset-based fee: up to 1.78% of assets a year (the maximum the brochure states)

> Our annual fees for Investment Supervisory Services are based upon a percentage of assets under management. Pinnacle may charge up to 1.78% of assets under management.

> Limited Negotiability of Advisory Fees : Although Pinnacle has established the aforementioned fee schedule, we retain the discretion to negotiate alternative fees on a client -by-client basis.

- Account minimum: None

> Pinnacle does not have an account minimum. However, we may decline to accept clients with smaller portfolios.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $171,929,093
- Discretionary: $171,929,093
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 19 | $3,062,132 |
| High net worth individuals | 21 | $168,866,961 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 2 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2019 (7 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, ID, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pinnacleportfolio.com
- LinkedIn @pinnacleportfolioadvisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $165,400,568 | 2 | May 14, 2021 |
| October 2022 | $188,827,317 | 2 | March 10, 2022 |
| October 2023 | $127,280,748 | 5 | March 29, 2023 |
| October 2024 | $151,360,904 | 5 | March 8, 2024 |
| October 2025 | $171,104,258 | 6 | March 20, 2025 |
| October 2026 | $171,929,093 | 3 | February 6, 2026 |

Regulatory assets under management: $165,400,568 in the October 2021 data and $171,929,093 in the October 2026 data, up 4%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pinnacle Portfolio Advisors (CRD 287622): Form ADV filing data as of October 2026.