# Pinnacle Investment Advisors

> Pinnacle Investment Advisors is an SEC-registered investment advisory firm in Tulsa, OK, registered since 2000, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 5, 2026.

- CRD: 108086
- Filed as: PINNACLE INVESTMENT ADVISORS
- Legal name: Pinnacle Holdings, LLC
- Also doing business as: PINNACLE HOLDINGS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Tulsa, OK
- Filing period: October 2026
- Form ADV filing dated: March 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/108086
- AdvisorCensus page: https://advisorcensus.com/firm/pinnacle-investment-advisors-tulsa-ok-108086

## Quick answers

**How is Pinnacle Investment Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Pinnacle Investment Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; performance-based fees.

**Where is Pinnacle Investment Advisors located?**
Pinnacle Investment Advisors' principal office is in Tulsa, OK, according to its Form ADV.

**Is Pinnacle Investment Advisors registered with the SEC or a state?**
Pinnacle Investment Advisors is an SEC-registered investment advisory firm, registered since 2000. Status as filed: Approved. CRD 108086.

**How much does Pinnacle Investment Advisors manage?**
Pinnacle Investment Advisors reports $508,333,424 in regulatory assets under management in its Form ADV filing dated March 5, 2026 (97% discretionary).

**How have Pinnacle Investment Advisors' assets and staff changed since 2021?**
In the Form ADV data for Pinnacle Investment Advisors: Regulatory assets under management: $316,198,931 in the October 2021 data and $508,333,424 in the October 2026 data, up 61%. Total employees: 9 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pinnacle Investment Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (330); high net worth individuals (128); pension and profit sharing plans (but not the plan participants or government pension plans) (12).

**Which custodians does Pinnacle Investment Advisors use?**
Pinnacle Investment Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pinnacle Investment Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/108086

**Does Pinnacle Investment Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated March 5, 2026 says: "We have a $250,000 minimum for our managed accounts, exceptions to this requirement are made on an individual basis."

**What changed in Pinnacle Investment Advisors' recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 7 to 6. Regulatory assets under management went from $455,171,633 to $508,333,424 (+12%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 5, 2026)

- Account minimum: $250,000 (the brochure says it may be waived or negotiated)

> We have a $250,000 minimum for our managed accounts, exceptions to this requirement are made on an individual basis.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $508,333,424
- Discretionary: $491,515,101
- Non-discretionary: $16,818,323

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 330 | $137,253,315 |
| High net worth individuals | 128 | $204,539,400 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 3 | $57,521,457 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 12 | $14,101,635 |
| Charitable organizations | 9 | $30,868,976 |
| State or municipal government entities (including government pension plans) | 1 | $385,145 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 12 | $25,309,755 |
| Other | 1 | $38,353,741 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2000 (26 years)
- Employees: 7 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: OK
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pinnacleholdings.net

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $316,198,931 | 9 | August 11, 2021 |
| October 2022 | $374,770,497 | 8 | April 5, 2022 |
| October 2023 | $374,807,574 | 8 | May 12, 2023 |
| October 2024 | $411,656,044 | 8 | March 26, 2024 |
| October 2025 | $455,171,633 | 8 | March 6, 2025 |
| October 2026 | $508,333,424 | 7 | March 5, 2026 |

Regulatory assets under management: $316,198,931 in the October 2021 data and $508,333,424 in the October 2026 data, up 61%.
Total employees: 9 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 7 to 6.
- Regulatory assets under management went from $455,171,633 to $508,333,424 (+12%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pinnacle Investment Advisors (CRD 108086): Form ADV filing data as of October 2026.