# Phillips Wealth Planners LLC

> Phillips Wealth Planners LLC is an SEC-registered investment advisory firm in Starkville, MS, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 4, 2026.

- CRD: 319226
- Filed as: PHILLIPS WEALTH PLANNERS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Starkville, MS
- Filing period: October 2026
- Form ADV filing dated: March 4, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/319226
- AdvisorCensus page: https://advisorcensus.com/firm/phillips-wealth-planners-llc-starkville-ms-319226

## Quick answers

**How is Phillips Wealth Planners LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Phillips Wealth Planners LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Phillips Wealth Planners LLC charge?**
Its Form ADV Part 2A brochure dated March 4, 2026 states: Asset-based fee: 0.35% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Phillips Wealth Planners LLC located?**
Phillips Wealth Planners LLC's principal office is in Starkville, MS, according to its Form ADV.

**Is Phillips Wealth Planners LLC registered with the SEC or a state?**
Phillips Wealth Planners LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 319226.

**How much does Phillips Wealth Planners LLC manage?**
Phillips Wealth Planners LLC reports $340,794,278 in regulatory assets under management in its Form ADV filing dated March 4, 2026 (98% discretionary).

**How have Phillips Wealth Planners LLC's assets and staff changed since 2022?**
In the Form ADV data for Phillips Wealth Planners LLC: Regulatory assets under management: $0 in the October 2022 data and $340,794,278 in the October 2026 data. Total employees: 7 in October 2022 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Phillips Wealth Planners LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (198); high net worth individuals (114); pension and profit sharing plans (but not the plan participants or government pension plans) (9).

**Which custodians does Phillips Wealth Planners LLC use?**
Phillips Wealth Planners LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Phillips Wealth Planners LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/319226

**Does Phillips Wealth Planners LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 4, 2026 says: "Phillips Wealth generally does not impose a minimum size for establishing a relationship."

**What changed in Phillips Wealth Planners LLC's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $286,577,975 to $340,794,278 (+19%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 4, 2026)

- Asset-based fee: 0.35% to 2% a year (a range, as the brochure states it)

> Fees range from 0.35% to 2.00% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor.

- Account minimum: None

> Phillips Wealth generally does not impose a minimum size for establishing a relationship.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James & Associates, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $340,794,278
- Discretionary: $332,415,229
- Non-discretionary: $8,379,049

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 198 | $69,235,143 |
| High net worth individuals | 114 | $259,532,611 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 9 | $12,026,524 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 6 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, FL, GA, LA, MS, TN, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- phillipsfinancial.org
- phillipswealthplanners.com
- Facebook @phillipswealthplanners

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $0 | 7 | September 19, 2022 |
| October 2023 | $240,000,000 | 8 | September 21, 2023 |
| October 2024 | $262,000,000 | 7 | June 18, 2024 |
| October 2025 | $286,577,975 | 7 | March 7, 2025 |
| October 2026 | $340,794,278 | 6 | March 4, 2026 |

Regulatory assets under management: $0 in the October 2022 data and $340,794,278 in the October 2026 data.
Total employees: 7 in October 2022 and 6 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $286,577,975 to $340,794,278 (+19%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Phillips Wealth Planners LLC (CRD 319226): Form ADV filing data as of October 2026.