# Phelps Financial Advisors

> Phelps Financial Advisors is a state-registered investment advisory firm in State College, PA, registered since 2011, with no regulatory assets under management reported in its Form ADV filing dated July 27, 2026.

- CRD: 158682
- Filed as: PHELPS FINANCIAL ADVISORS
- Legal name: Phelps, Nicholas H.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: State College, PA
- Filing period: October 2026
- Form ADV filing dated: July 27, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/158682
- AdvisorCensus page: https://advisorcensus.com/firm/phelps-financial-advisors-state-college-pa-158682

## Quick answers

**How is Phelps Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Phelps Financial Advisors reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Phelps Financial Advisors located?**
Phelps Financial Advisors' principal office is in State College, PA, according to its Form ADV.

**Is Phelps Financial Advisors registered with the SEC or a state?**
Phelps Financial Advisors is a state-registered investment advisory firm, registered since 2011. Status as filed: APPROVED. CRD 158682.

**What types of clients does Phelps Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (22).

**Does Phelps Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/158682

## From the Form ADV filing

### Compensation (Item 5.E)
- Hourly charges
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 22 | $0 |

### Advisory services (Item 5.G)
- Financial planning services

### Firm details
- Registered since: 2011 (15 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- phelps-financial.com

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Phelps Financial Advisors (CRD 158682): Form ADV filing data as of October 2026.