# Pharmd Financial Planning LLC

> Pharmd Financial Planning LLC is a state-registered investment advisory firm in Owatonna, MN, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 24, 2026.

- CRD: 311179
- Filed as: PHARMD FINANCIAL PLANNING LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Owatonna, MN
- Filing period: October 2026
- Form ADV filing dated: September 24, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/311179
- AdvisorCensus page: https://advisorcensus.com/firm/pharmd-financial-planning-llc-owatonna-mn-311179

## Quick answers

**How is Pharmd Financial Planning LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Pharmd Financial Planning LLC reports these compensation arrangements: fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Pharmd Financial Planning LLC located?**
Pharmd Financial Planning LLC's principal office is in Owatonna, MN, according to its Form ADV.

**Is Pharmd Financial Planning LLC registered with the SEC or a state?**
Pharmd Financial Planning LLC is a state-registered investment advisory firm, registered since 2021. Status as filed: APPROVED. CRD 311179.

**How much does Pharmd Financial Planning LLC manage?**
Pharmd Financial Planning LLC reports $35,066,042 in regulatory assets under management in its Form ADV filing dated September 24, 2026 (100% discretionary).

**What types of clients does Pharmd Financial Planning LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (27); high net worth individuals (21).

**Does Pharmd Financial Planning LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/311179

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $35,066,042
- Discretionary: $35,066,042
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 27 | $8,033,308 |
| High net worth individuals | 21 | $27,032,734 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2021 (5 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pharmdfp.com
- Facebook @derek.delaney.9
- Facebook @pharmdfp
- LinkedIn @derekdelaneypharmdfp
- X @pharmdfp
- YouTube @Pharmd_Financial_Planning

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pharmd Financial Planning LLC (CRD 311179): Form ADV filing data as of October 2026.