# Personal Money Planning, LLC

> Personal Money Planning, LLC is an SEC-registered investment advisory firm in Wichita Falls, TX, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 7, 2026.

- CRD: 112178
- Filed as: PERSONAL MONEY PLANNING, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Wichita Falls, TX
- Filing period: October 2026
- Form ADV filing dated: April 7, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/112178
- AdvisorCensus page: https://advisorcensus.com/firm/personal-money-planning-llc-wichita-falls-tx-112178

## Quick answers

**How is Personal Money Planning, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Personal Money Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Personal Money Planning, LLC located?**
Personal Money Planning, LLC's principal office is in Wichita Falls, TX, according to its Form ADV.

**Is Personal Money Planning, LLC registered with the SEC or a state?**
Personal Money Planning, LLC is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 112178.

**How much does Personal Money Planning, LLC manage?**
Personal Money Planning, LLC reports $126,734,464 in regulatory assets under management in its Form ADV filing dated April 7, 2026 (100% discretionary).

**How have Personal Money Planning, LLC's assets and staff changed since 2022?**
In the Form ADV data for Personal Money Planning, LLC: Regulatory assets under management: $120,916,461 in the October 2022 data and $126,734,464 in the October 2026 data, up 5%. Total employees: 4 in October 2022 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Personal Money Planning, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (189); high net worth individuals (28).

**Does Personal Money Planning, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/112178

**Does Personal Money Planning, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "The firm does not impose any minimum account size, nor do we impose a minimal annual fee requirement."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Account minimum: None

> The firm does not impose any minimum account size, nor do we impose a minimal annual fee requirement.

- Minimum annual fee: None

> The firm does not impose any minimum account size, nor do we impose a minimal annual fee requirement.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $126,734,464
- Discretionary: $126,734,464
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 189 | $72,087,901 |
| High net worth individuals | 28 | $54,646,563 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2022 (4 years)
- Employees: 5 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: OK, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- garysilverman.com
- personalmoneyplanning.com
- texasinvest.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $120,916,461 | 4 | April 28, 2022 |
| October 2023 | $103,747,065 | 5 | July 31, 2023 |
| October 2024 | $109,891,438 | 5 | August 5, 2024 |
| October 2025 | $115,856,959 | 5 | March 26, 2025 |
| October 2026 | $126,734,464 | 5 | April 7, 2026 |

Regulatory assets under management: $120,916,461 in the October 2022 data and $126,734,464 in the October 2026 data, up 5%.
Total employees: 4 in October 2022 and 5 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Personal Money Planning, LLC (CRD 112178): Form ADV filing data as of October 2026.