# Personal Financial Management, Inc.

> Personal Financial Management, Inc. is a state-registered investment advisory firm, registered since 1997, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 123874
- Filed as: PERSONAL FINANCIAL MANAGEMENT, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/123874
- AdvisorCensus page: https://advisorcensus.com/firm/personal-financial-management-inc-123874

## Quick answers

**How is Personal Financial Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Personal Financial Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Personal Financial Management, Inc. registered with the SEC or a state?**
Personal Financial Management, Inc. is a state-registered investment advisory firm, registered since 1997. Status as filed: APPROVED. CRD 123874.

**How much does Personal Financial Management, Inc. manage?**
Personal Financial Management, Inc. reports $30,952,720 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary).

**What types of clients does Personal Financial Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (99); high net worth individuals (9).

**Does Personal Financial Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/123874

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $30,952,720
- Discretionary: $30,952,720
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 99 | $16,280,347 |
| High net worth individuals | 9 | $14,672,373 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 1997 (29 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, IN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Personal Financial Management, Inc. (CRD 123874): Form ADV filing data as of October 2026.