# Perpetual Financial

> Perpetual Financial is a state-registered investment advisory firm in West Newton, MA, registered since 1994, with no regulatory assets under management reported in its Form ADV filing dated February 26, 2026.

- CRD: 128049
- Filed as: PERPETUAL FINANCIAL
- Legal name: Najarian, Gary James
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: West Newton, MA
- Filing period: October 2026
- Form ADV filing dated: February 26, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/128049
- AdvisorCensus page: https://advisorcensus.com/firm/perpetual-financial-west-newton-ma-128049

## Quick answers

**How is Perpetual Financial compensated?**
On its Form ADV (Item 5.E, October 2026), Perpetual Financial reports these compensation arrangements: commissions; other.

**Where is Perpetual Financial located?**
Perpetual Financial's principal office is in West Newton, MA, according to its Form ADV.

**Is Perpetual Financial registered with the SEC or a state?**
Perpetual Financial is a state-registered investment advisory firm, registered since 1994. Status as filed: APPROVED. CRD 128049.

**Does Perpetual Financial report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation) and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/128049

## From the Form ADV filing

### Compensation (Item 5.E)
- Commissions
- Other

### Advisory services (Item 5.G)
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 1994 (32 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL, MA, NH, PA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/128049

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Perpetual Financial (CRD 128049): Form ADV filing data as of October 2026.