# Pentegra Investors, Inc.

> Pentegra Investors, Inc. is an SEC-registered investment advisory firm in Shelton, CT, registered since 1990, reporting over $5 billion in regulatory assets under management in its Form ADV filing dated May 22, 2026.

- CRD: 111503
- Filed as: PENTEGRA INVESTORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Shelton, CT
- Filing period: October 2026
- Form ADV filing dated: May 22, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/111503
- AdvisorCensus page: https://advisorcensus.com/firm/pentegra-investors-inc-shelton-ct-111503

## Quick answers

**How is Pentegra Investors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Pentegra Investors, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is Pentegra Investors, Inc. located?**
Pentegra Investors, Inc.'s principal office is in Shelton, CT, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Pentegra Investors, Inc. registered with the SEC or a state?**
Pentegra Investors, Inc. is an SEC-registered investment advisory firm, registered since 1990. Status as filed: Approved. CRD 111503.

**How much does Pentegra Investors, Inc. manage?**
Pentegra Investors, Inc. reports $5,602,899,971 in regulatory assets under management in its Form ADV filing dated May 22, 2026 (58% discretionary).

**How have Pentegra Investors, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Pentegra Investors, Inc.: Regulatory assets under management: $7,167,233,761 in the October 2021 data and $5,602,899,971 in the October 2026 data, down 22%. Total employees: 16 in October 2021 and 13 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pentegra Investors, Inc. serve?**
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (248); pooled investment vehicles (other than investment companies and business development companies) (2).

**Which custodians does Pentegra Investors, Inc. use?**
Pentegra Investors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Bank of New York Mellon and Empower Trust Company as custodians holding 10% or more of its separately managed account assets.

**Does Pentegra Investors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/111503

**Does Pentegra Investors, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "Pentegra Investors does not have a minimum fee or minimum account size; however, Pentegra Investors may decline to accept a client if the amount of assets to be managed is not large enough to allow Pentegra Investors to manage them effectively."

**What changed in Pentegra Investors, Inc.'s recent Form ADV filings?**
In the June 2026 filing data: No longer lists an office in Shelton, CT.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: None

> Pentegra Investors does not have a minimum fee or minimum account size; however, Pentegra Investors may decline to accept a client if the amount of assets to be managed is not large enough to allow Pentegra Investors to manage them effectively.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Bank of New York Mellon
- Empower Trust Company

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $5,602,899,971
- Discretionary: $3,254,046,945
- Non-discretionary: $2,348,853,026

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Pooled investment vehicles (other than investment companies and business development companies) | 2 | $6,683,549 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 248 | $5,596,216,422 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
- Other

### Firm details
- Registered since: 1990 (36 years)
- Employees: 13 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, NJ, NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Shelton, CT

### Websites listed on Form ADV (Item 1.I)
- [pentegra.com](https://pentegra.com)

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $7,167,233,761 | 16 | March 26, 2021 |
| October 2022 | $7,527,180,264 | 15 | March 30, 2022 |
| October 2023 | $6,243,737,063 | 13 | March 28, 2023 |
| October 2024 | $5,895,243,080 | 14 | March 27, 2024 |
| October 2025 | $5,507,349,576 | 16 | March 25, 2025 |
| October 2026 | $5,602,899,971 | 13 | May 22, 2026 |

Regulatory assets under management: $7,167,233,761 in the October 2021 data and $5,602,899,971 in the October 2026 data, down 22%.
Total employees: 16 in October 2021 and 13 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- No longer lists an office in Shelton, CT.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pentegra Investors, Inc. (CRD 111503): Form ADV filing data as of October 2026.