# Pensinger Financial, Inc.

> Pensinger Financial, Inc. is a state-registered investment advisory firm, registered since 2014, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated January 23, 2026.

- CRD: 169718
- Filed as: PENSINGER FINANCIAL, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Illinois
- Filing period: October 2026
- Form ADV filing dated: January 23, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/169718
- AdvisorCensus page: https://advisorcensus.com/firm/pensinger-financial-inc-169718

## Quick answers

**How is Pensinger Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Pensinger Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Pensinger Financial, Inc. registered with the SEC or a state?**
Pensinger Financial, Inc. is a state-registered investment advisory firm, registered since 2014. Status as filed: APPROVED. CRD 169718.

**How much does Pensinger Financial, Inc. manage?**
Pensinger Financial, Inc. reports $50,301,863 in regulatory assets under management in its Form ADV filing dated January 23, 2026 (97% discretionary).

**What types of clients does Pensinger Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (71); other (25); high net worth individuals (8).

**Does Pensinger Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/169718

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Regulatory assets under management (Item 5.F)
- Total: $50,301,863
- Discretionary: $48,911,041
- Non-discretionary: $1,390,822

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 71 | $23,759,546 |
| High net worth individuals | 8 | $24,978,839 |
| Corporations or other businesses not listed above | 2 | $172,656 |
| Other | 25 | $1,390,822 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Educational seminars/workshops

### Firm details
- Registered since: 2014 (12 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- 401knowledge.com
- pen-fin.com
- pensingerfinancial.com
- Facebook @pensingerfinancial
- LinkedIn @michaelpensinger
- X @PensingerFincl
- YouTube @UCOnRy_xQ-iIRxv-XLMoJUJA

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pensinger Financial, Inc. (CRD 169718): Form ADV filing data as of October 2026.