# Penn Cove Financial, LLC

> Penn Cove Financial, LLC is a state-registered investment advisory firm, registered since 2006, with no regulatory assets under management reported in its Form ADV filing dated July 13, 2026.

- CRD: 137046
- Filed as: PENN COVE FINANCIAL, LLC
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Washington
- Filing period: October 2026
- Form ADV filing dated: July 13, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/137046
- AdvisorCensus page: https://advisorcensus.com/firm/penn-cove-financial-llc-137046

## Quick answers

**How is Penn Cove Financial, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Penn Cove Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees). The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Penn Cove Financial, LLC registered with the SEC or a state?**
Penn Cove Financial, LLC is a state-registered investment advisory firm, registered since 2006. Status as filed: APPROVED. CRD 137046.

**What types of clients does Penn Cove Financial, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (27); high net worth individuals (7).

**Does Penn Cove Financial, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/137046

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 27 | $0 |
| High net worth individuals | 7 | $0 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2006 (20 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- alignable.com/OAK-HARBOR-WA/PENN-COVE-FINANCIAL-LLC
- connect.xyplanningnetwork.com/find-an-advisor/randy-wall-11470
- feeonlynetwork.com/financial-advisor/randall-wall
- letsmakeaplan.org
- napfa.org/FIND-AN-ADVISOR
- nesteggzone.com
- penncovefinancial.com
- quora.com/profile/Randy-4033
- Facebook @randywall
- LinkedIn @randallwall
- YouTube @PennCoveFinancialLLCOakHarbor

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Penn Cove Financial, LLC (CRD 137046): Form ADV filing data as of October 2026.