# Pebble Valley Wealth Management

> Pebble Valley Wealth Management is an SEC-registered investment advisory firm in Western Springs, IL, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 27, 2026.

- CRD: 145664
- Filed as: PEBBLE VALLEY WEALTH MANAGEMENT
- Legal name: Pebble Valley Holdings, Inc
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Western Springs, IL
- Filing period: October 2026
- Form ADV filing dated: April 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/145664
- AdvisorCensus page: https://advisorcensus.com/firm/pebble-valley-wealth-management-western-springs-il-145664

## Quick answers

**How is Pebble Valley Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Pebble Valley Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Pebble Valley Wealth Management charge?**
Its Form ADV Part 2A brochure dated April 27, 2026 states: Flat fee: $4,100 to $10,000 (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Pebble Valley Wealth Management located?**
Pebble Valley Wealth Management's principal office is in Western Springs, IL, according to its Form ADV.

**Is Pebble Valley Wealth Management registered with the SEC or a state?**
Pebble Valley Wealth Management is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 145664.

**How much does Pebble Valley Wealth Management manage?**
Pebble Valley Wealth Management reports $129,482,696 in regulatory assets under management in its Form ADV filing dated April 27, 2026 (100% discretionary).

**What types of clients does Pebble Valley Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (56); high net worth individuals (41).

**Which custodians does Pebble Valley Wealth Management use?**
Pebble Valley Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pebble Valley Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/145664

**What changed in Pebble Valley Wealth Management's recent Form ADV filings?**
In the May 2026 filing data: Newly registered with the SEC. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 27, 2026)

- Flat fee: $4,100 to $10,000 (financial planning services)

> PVWM offers financial planning services for a fixed engagement fee ranging from $4,100 to $10,000 per engagement based on total net worth and complexity of the Client.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $129,482,696
- Discretionary: $129,482,696
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 56 | $27,350,844 |
| High net worth individuals | 41 | $99,592,066 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $2,539,786 |
| Charitable organizations | 0 | Not reported |
| State or municipal government entities (including government pension plans) | 0 | Not reported |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 0 | Not reported |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, NE, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pvwealthmgt.com
- Facebook @PEBBLE-VALLEY-WEALTH-MANAGEMENT-135618533779
- LinkedIn @KIRKAKREIKEMEIER
- X @KIRKPVWM
- YouTube @UCtmhKnw2oATYvBVMFJkguow

## Changes in the filing (last 12 months)

### May 2026
- Newly registered with the SEC.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pebble Valley Wealth Management (CRD 145664): Form ADV filing data as of October 2026.