# Pearson Financial Services

> Pearson Financial Services is an SEC-registered investment advisory firm in Dennis, MA, registered since 2026, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 17, 2026.

- CRD: 130143
- Filed as: PEARSON FINANCIAL SERVICES
- Legal name: Pearson and Associates, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Dennis, MA
- Filing period: October 2026
- Form ADV filing dated: August 17, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/130143
- AdvisorCensus page: https://advisorcensus.com/firm/pearson-financial-services-dennis-ma-130143

## Quick answers

**How is Pearson Financial Services compensated?**
On its Form ADV (Item 5.E, October 2026), Pearson Financial Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions.

**Where is Pearson Financial Services located?**
Pearson Financial Services' principal office is in Dennis, MA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Pearson Financial Services registered with the SEC or a state?**
Pearson Financial Services is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 130143.

**How much does Pearson Financial Services manage?**
Pearson Financial Services reports $885,000,000 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (100% discretionary).

**What types of clients does Pearson Financial Services serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (275); individuals (other than high net worth individuals) (225).

**Which custodians does Pearson Financial Services use?**
Pearson Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pearson Financial Services report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/130143

**Does Pearson Financial Services state an account minimum?**
Its Form ADV Part 2A brochure dated August 17, 2026 says: "The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion."

**What changed in Pearson Financial Services' recent Form ADV filings?**
In the September 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated August 17, 2026)

- Account minimum: $100,000 (the brochure says it may be waived or negotiated)

> The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion.

- Minimum annual fee: $1,000

> Generally, the minimum total advisory fee, per household, is $1,000 per year.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $885,000,000
- Discretionary: $885,000,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 225 | $185,000,000 |
| High net worth individuals | 275 | $700,000,000 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2026 (0 years)
- Employees: 8 total, 3 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CO, CT, FL, MA, MD, ME, NH, NJ, NY, PA, RI, TX, VA, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Venice, FL

### Websites listed on Form ADV (Item 1.I)
- spearsonfinancial.com

## Changes in the filing (last 12 months)

### September 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pearson Financial Services (CRD 130143): Form ADV filing data as of October 2026.