{
  "crd_number": 130143,
  "slug": "pearson-financial-services-dennis-ma-130143",
  "primary_business_name": "PEARSON FINANCIAL SERVICES",
  "legal_name": "PEARSON AND ASSOCIATES, LLC",
  "dbas": [],
  "city": "Dennis",
  "state": "MA",
  "country": "United States",
  "cbsa_code": "12700",
  "metro": {
    "cbsa_code": "12700",
    "common_name": "Barnstable Town",
    "msa_name": "Barnstable Town, MA",
    "path": "/advisors/ma/barnstable-town"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-08-21",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-08-17",
  "carried_forward": false,
  "raum_total": 885000000.0,
  "raum_discretionary": 885000000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 8,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 185000000.0,
      "count": 225
    },
    "high_net_worth_individuals": {
      "raum": 700000000.0,
      "count": 275
    }
  },
  "compensation_types": [
    "commissions",
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO",
    "CT",
    "FL",
    "MA",
    "MD",
    "ME",
    "NH",
    "NJ",
    "NY",
    "PA",
    "RI",
    "TX",
    "VA",
    "VT"
  ],
  "websites": [
    "https://spearsonfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/130143",
  "city_as_filed": "DENNIS",
  "url": "https://advisorcensus.com/firm/pearson-financial-services-dennis-ma-130143",
  "display_name": "Pearson Financial Services",
  "summary": "Pearson Financial Services is an SEC-registered investment advisory firm in Dennis, MA, registered since 2026, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 17, 2026.",
  "citation": "AdvisorCensus. Pearson Financial Services (CRD 130143): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)",
    "Commissions"
  ],
  "advisory_activity_labels": [
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Pearson Financial Services compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Pearson Financial Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions."
    },
    {
      "q": "Where is Pearson Financial Services located?",
      "a": "Pearson Financial Services' principal office is in Dennis, MA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Pearson Financial Services registered with the SEC or a state?",
      "a": "Pearson Financial Services is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 130143."
    },
    {
      "q": "How much does Pearson Financial Services manage?",
      "a": "Pearson Financial Services reports $885,000,000 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Pearson Financial Services serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (275); individuals (other than high net worth individuals) (225)."
    },
    {
      "q": "Which custodians does Pearson Financial Services use?",
      "a": "Pearson Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Pearson Financial Services report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/130143"
    },
    {
      "q": "Does Pearson Financial Services state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated August 17, 2026 says: \"The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion.\""
    },
    {
      "q": "What changed in Pearson Financial Services' recent Form ADV filings?",
      "a": "In the September 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 17, 2026",
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$100,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": "$1,000",
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $100,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion."
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $1,000"
        ],
        "quotes": [
          "Generally, the minimum total advisory fee, per household, is $1,000 per year."
        ]
      }
    ],
    "quotes": [
      "The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion.",
      "Generally, the minimum total advisory fee, per household, is $1,000 per year."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/pearson-financial-services-dennis-ma-130143.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 225,
      "fewer_than_5": false,
      "raum": 185000000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 275,
      "fewer_than_5": false,
      "raum": 700000000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/130143",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}