# Pearl Wealth LLC

> Pearl Wealth LLC is an SEC-registered investment advisory firm in Portland, OR, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 20, 2026.

- CRD: 299508
- Filed as: PEARL WEALTH LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Portland, OR
- Filing period: October 2026
- Form ADV filing dated: August 20, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/299508
- AdvisorCensus page: https://advisorcensus.com/firm/pearl-wealth-llc-portland-or-299508

## Quick answers

**How is Pearl Wealth LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Pearl Wealth LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Pearl Wealth LLC charge?**
Its Form ADV Part 2A brochure dated August 20, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.75% a year; $5,000,000 to $10,000,000: 0.5% a year; Above $10,000,000: see the brochure; Hourly rate: $350 an hour (Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Pearl Wealth LLC located?**
Pearl Wealth LLC's principal office is in Portland, OR, according to its Form ADV.

**Is Pearl Wealth LLC registered with the SEC or a state?**
Pearl Wealth LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 299508.

**How much does Pearl Wealth LLC manage?**
Pearl Wealth LLC reports $156,345,588 in regulatory assets under management in its Form ADV filing dated August 20, 2026 (95% discretionary).

**How have Pearl Wealth LLC's assets and staff changed since 2021?**
In the Form ADV data for Pearl Wealth LLC: Regulatory assets under management: $104,060,875 in the October 2021 data and $156,345,588 in the October 2026 data, up 50%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pearl Wealth LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (59); high net worth individuals (46); charitable organizations (11).

**Which custodians does Pearl Wealth LLC use?**
Pearl Wealth LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pearl Wealth LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299508

**Does Pearl Wealth LLC state an account minimum?**
Its Form ADV Part 2A brochure dated August 20, 2026 says: "We do not have a minimum account size."

**What changed in Pearl Wealth LLC's recent Form ADV filings?**
In the September 2026 filing data: Employees performing advisory functions went from 2 to 1.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated August 20, 2026)

- Up to $2,000,000: 1% a year
- $2,000,000 to $5,000,000: 0.75% a year
- $5,000,000 to $10,000,000: 0.5% a year
- Above $10,000,000: see the brochure

> Investment Management Fee Tiers Annual Percentage First, $0 - $2 million 1.00%, plus Then, $2 million - $5 million 0.75%, plus Then, $5 million - $10 million 0.50%, plus

- Account minimum: None

> We do not have a minimum account size.

- Minimum annual fee: $3,500

> There is a minimum wealth management fee of $3,500.

> We charge a minimum annual fee of $3,500 to open and maintain an advisory account. At our discretion we may waive or negotiate a minimum fee.

- Hourly rate: $350 an hour (Financial Planning)

> Financial Planning fees will be charged on an hourly basis of $350 per hour.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $156,345,588
- Discretionary: $149,156,021
- Non-discretionary: $7,189,567

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 59 | $22,913,223 |
| High net worth individuals | 46 | $131,806,152 |
| Charitable organizations | 11 | $1,080,499 |
| Other investment advisers | Fewer than 5 | $33,553 |
| Corporations or other businesses not listed above | Fewer than 5 | $512,161 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, OR, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pearlwealthllc.com
- LinkedIn @19161692

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $104,060,875 | 2 | April 1, 2021 |
| October 2022 | $132,296,565 | 2 | March 31, 2022 |
| October 2023 | $111,421,857 | 2 | March 30, 2023 |
| October 2024 | $133,702,051 | 3 | March 25, 2024 |
| October 2025 | $149,125,507 | 4 | March 12, 2025 |
| October 2026 | $156,345,588 | 3 | August 20, 2026 |

Regulatory assets under management: $104,060,875 in the October 2021 data and $156,345,588 in the October 2026 data, up 50%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Employees performing advisory functions went from 2 to 1.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pearl Wealth LLC (CRD 299508): Form ADV filing data as of October 2026.