{
  "crd_number": 299508,
  "slug": "pearl-wealth-llc-portland-or-299508",
  "primary_business_name": "PEARL WEALTH LLC",
  "legal_name": "PEARL WEALTH LLC",
  "dbas": [],
  "city": "Portland",
  "state": "OR",
  "country": "United States",
  "cbsa_code": "38900",
  "metro": {
    "cbsa_code": "38900",
    "common_name": "Portland",
    "msa_name": "Portland-Vancouver-Hillsboro, OR-WA",
    "path": "/advisors/or/portland"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-05-03",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-08-20",
  "carried_forward": false,
  "raum_total": 156345588.0,
  "raum_discretionary": 149156021.0,
  "raum_non_discretionary": 7189567.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 1080499.0,
      "count": 11
    },
    "individuals": {
      "raum": 22913223.0,
      "count": 59
    },
    "other_investment_advisers": {
      "raum": 33553.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 131806152.0,
      "count": 46
    },
    "corporations_other_businesses": {
      "raum": 512161.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_businesses_institutional",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "OR",
    "WA"
  ],
  "websites": [
    "https://linkedin.com/company/19161692",
    "https://pearlwealthllc.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299508",
  "city_as_filed": "PORTLAND",
  "url": "https://advisorcensus.com/firm/pearl-wealth-llc-portland-or-299508",
  "display_name": "Pearl Wealth LLC",
  "summary": "Pearl Wealth LLC is an SEC-registered investment advisory firm in Portland, OR, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 20, 2026.",
  "citation": "AdvisorCensus. Pearl Wealth LLC (CRD 299508): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Portfolio management for businesses (other than small businesses) or institutional clients"
  ],
  "quick_answers": [
    {
      "q": "How is Pearl Wealth LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Pearl Wealth LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Pearl Wealth LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated August 20, 2026 states: Up to $2,000,000: 1% a year; $2,000,000 to $5,000,000: 0.75% a year; $5,000,000 to $10,000,000: 0.5% a year; Above $10,000,000: see the brochure; Hourly rate: $350 an hour (Financial Planning). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Pearl Wealth LLC located?",
      "a": "Pearl Wealth LLC's principal office is in Portland, OR, according to its Form ADV."
    },
    {
      "q": "Is Pearl Wealth LLC registered with the SEC or a state?",
      "a": "Pearl Wealth LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 299508."
    },
    {
      "q": "How much does Pearl Wealth LLC manage?",
      "a": "Pearl Wealth LLC reports $156,345,588 in regulatory assets under management in its Form ADV filing dated August 20, 2026 (95% discretionary)."
    },
    {
      "q": "How have Pearl Wealth LLC's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Pearl Wealth LLC: Regulatory assets under management: $104,060,875 in the October 2021 data and $156,345,588 in the October 2026 data, up 50%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Pearl Wealth LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (59); high net worth individuals (46); charitable organizations (11)."
    },
    {
      "q": "Which custodians does Pearl Wealth LLC use?",
      "a": "Pearl Wealth LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Pearl Wealth LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299508"
    },
    {
      "q": "Does Pearl Wealth LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated August 20, 2026 says: \"We do not have a minimum account size.\""
    },
    {
      "q": "What changed in Pearl Wealth LLC's recent Form ADV filings?",
      "a": "In the September 2026 filing data: Employees performing advisory functions went from 2 to 1."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 104060875.0,
      "total_employees": 2,
      "filing_date": "2021-04-01"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 132296565.0,
      "total_employees": 2,
      "filing_date": "2022-03-31"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 111421857.0,
      "total_employees": 2,
      "filing_date": "2023-03-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 133702051.0,
      "total_employees": 3,
      "filing_date": "2024-03-25"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 149125507.0,
      "total_employees": 4,
      "filing_date": "2025-03-12"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 156345588.0,
      "total_employees": 3,
      "filing_date": "2026-08-20"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-09-01",
      "period_label": "September 2026",
      "notes": [
        "Employees performing advisory functions went from 2 to 1."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 20, 2026",
    "provided_by_the_firm": false,
    "tiers": [
      {
        "band": "Up to $2,000,000",
        "rate": "1%"
      },
      {
        "band": "$2,000,000 to $5,000,000",
        "rate": "0.75%"
      },
      {
        "band": "$5,000,000 to $10,000,000",
        "rate": "0.5%"
      },
      {
        "band": "Above $10,000,000",
        "rate": null,
        "note": "Not stated in this schedule; see the brochure."
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$3,500",
    "planning_fees": [
      "Hourly rate: $350 an hour (Financial Planning)"
    ],
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,000,000: 1% a year",
          "$2,000,000 to $5,000,000: 0.75% a year",
          "$5,000,000 to $10,000,000: 0.5% a year",
          "Above $10,000,000: see the brochure"
        ],
        "quotes": [
          "Investment Management Fee Tiers Annual Percentage First, $0 - $2 million 1.00%, plus Then, $2 million - $5 million 0.75%, plus Then, $5 million - $10 million 0.50%, plus"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not have a minimum account size."
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $3,500"
        ],
        "quotes": [
          "There is a minimum wealth management fee of $3,500.",
          "We charge a minimum annual fee of $3,500 to open and maintain an advisory account. At our discretion we may waive or negotiate a minimum fee."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $350 an hour (Financial Planning)"
        ],
        "quotes": [
          "Financial Planning fees will be charged on an hourly basis of $350 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [
        {
          "min": 0.0,
          "max": 2000000.0,
          "rate_pct": 1.0
        },
        {
          "min": 2000000.0,
          "max": 5000000.0,
          "rate_pct": 0.75
        },
        {
          "min": 5000000.0,
          "max": 10000000.0,
          "rate_pct": 0.5
        }
      ],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": 3500.0,
      "planning": [
        {
          "kind": "hourly",
          "amount": 350.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Financial Planning"
        }
      ]
    },
    "quotes": [
      "Investment Management Fee Tiers Annual Percentage First, $0 - $2 million 1.00%, plus Then, $2 million - $5 million 0.75%, plus Then, $5 million - $10 million 0.50%, plus",
      "We do not have a minimum account size.",
      "There is a minimum wealth management fee of $3,500.",
      "We charge a minimum annual fee of $3,500 to open and maintain an advisory account. At our discretion we may waive or negotiate a minimum fee.",
      "Financial Planning fees will be charged on an hourly basis of $350 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/pearl-wealth-llc-portland-or-299508.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 59,
      "fewer_than_5": false,
      "raum": 22913223.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 46,
      "fewer_than_5": false,
      "raum": 131806152.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 11,
      "fewer_than_5": false,
      "raum": 1080499.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": null,
      "fewer_than_5": true,
      "raum": 33553.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 512161.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/299508",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}