{
  "crd_number": 296811,
  "slug": "pearl-wealth-llc-296811",
  "primary_business_name": "PEARL WEALTH LLC",
  "legal_name": "PEARL WEALTH LLC",
  "dbas": [],
  "city": null,
  "state": null,
  "country": null,
  "cbsa_code": null,
  "metro": null,
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-05-26",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-08-24",
  "carried_forward": false,
  "raum_total": 129900328.0,
  "raum_discretionary": 129900328.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 2,
  "advisory_employees": 1,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 20036558.0,
      "count": null,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 576611.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 109287159.0,
      "count": 17
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CO"
  ],
  "websites": [
    "https://linkedin.com/company/pearlwealthboulder",
    "https://pearlwealth.net"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296811",
  "city_as_filed": null,
  "url": "https://advisorcensus.com/firm/pearl-wealth-llc-296811",
  "display_name": "Pearl Wealth LLC",
  "summary": "Pearl Wealth LLC is an SEC-registered investment advisory firm, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 24, 2026.",
  "citation": "AdvisorCensus. Pearl Wealth LLC (CRD 296811): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Pearl Wealth LLC compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Pearl Wealth LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Pearl Wealth LLC charge?",
      "a": "Its Form ADV Part 2A brochure dated August 24, 2026 states: Hourly rate: $750 an hour (Planning services outside the scope of the investment management fee). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Is Pearl Wealth LLC registered with the SEC or a state?",
      "a": "Pearl Wealth LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 296811."
    },
    {
      "q": "How much does Pearl Wealth LLC manage?",
      "a": "Pearl Wealth LLC reports $129,900,328 in regulatory assets under management in its Form ADV filing dated August 24, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Pearl Wealth LLC serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (17)."
    },
    {
      "q": "Which custodians does Pearl Wealth LLC use?",
      "a": "Pearl Wealth LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Pearl Wealth LLC report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/296811"
    },
    {
      "q": "Does Pearl Wealth LLC state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated August 24, 2026 says: \"Pearl Wealth generally requires a minimum relationship size of $3,000,000 to effectively implement its investment process. This minimum may be waived at the Advisor’s sole discretion.\""
    },
    {
      "q": "What changed in Pearl Wealth LLC's recent Form ADV filings?",
      "a": "In the June 2026 filing data: Newly registered with the SEC."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-06-01",
      "period_label": "June 2026",
      "notes": [
        "Newly registered with the SEC."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated August 24, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$3,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": "$10,000",
    "planning_fees": [
      "Hourly rate: $750 an hour (Planning services outside the scope of the investment management fee)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $3,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Pearl Wealth generally requires a minimum relationship size of $3,000,000 to effectively implement its investment process. This minimum may be waived at the Advisor’s sole discretion."
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $10,000"
        ],
        "quotes": [
          "Clients will incur a minimum annual fee of $10,000. The minimum fee is negotiable at the sole discretion of the Advisor."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $750 an hour (Planning services outside the scope of the investment management fee)"
        ],
        "quotes": [
          "Planning services outside the scope of the investment management fee will be billed at the Advisor’s hourly rate of $750 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 3000000.0,
      "minimum_annual_fee": 10000.0,
      "planning": [
        {
          "kind": "hourly",
          "amount": 750.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "Planning services outside the scope of the investment management fee"
        }
      ]
    },
    "quotes": [
      "Pearl Wealth generally requires a minimum relationship size of $3,000,000 to effectively implement its investment process. This minimum may be waived at the Advisor’s sole discretion.",
      "Clients will incur a minimum annual fee of $10,000. The minimum fee is negotiable at the sole discretion of the Advisor.",
      "Planning services outside the scope of the investment management fee will be billed at the Advisor’s hourly rate of $750 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/pearl-wealth-llc-296811.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": null,
      "fewer_than_5": true,
      "raum": 576611.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 17,
      "fewer_than_5": false,
      "raum": 109287159.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": null,
      "fewer_than_5": true,
      "raum": 20036558.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/296811",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}