# Peak Wealth Management

> Peak Wealth Management is an SEC-registered investment advisory firm in Saratoga Springs, NY, registered since 2024, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 10, 2026.

- CRD: 332411
- Filed as: PEAK WEALTH MANAGEMENT
- Legal name: Peak Wealth Management LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Saratoga Springs, NY
- Filing period: October 2026
- Form ADV filing dated: September 10, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/332411
- AdvisorCensus page: https://advisorcensus.com/firm/peak-wealth-management-saratoga-springs-ny-332411

## Quick answers

**How is Peak Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Peak Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Peak Wealth Management located?**
Peak Wealth Management's principal office is in Saratoga Springs, NY, according to its Form ADV.

**Is Peak Wealth Management registered with the SEC or a state?**
Peak Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 332411.

**How much does Peak Wealth Management manage?**
Peak Wealth Management reports $38,960,000 in regulatory assets under management in its Form ADV filing dated September 10, 2026 (100% discretionary).

**How have Peak Wealth Management's assets and staff changed since 2024?**
In the Form ADV data for Peak Wealth Management: Regulatory assets under management: $0 in the October 2024 data and $38,960,000 in the October 2026 data. Total employees: 1 in October 2024 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Peak Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (50).

**Which custodians does Peak Wealth Management use?**
Peak Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Peak Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/332411

**Does Peak Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated January 27, 2026 says: "We do not have a minimum account size requirement to open or maintain an account."

**What changed in Peak Wealth Management's recent Form ADV filings?**
In the February 2026 filing data: Regulatory assets under management went from $26,045,798 to $38,960,000 (+50%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated January 27, 2026)

- Account minimum: None

> We do not have a minimum account size requirement to open or maintain an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $38,960,000
- Discretionary: $38,960,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 50 | $38,960,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: NY
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [peakwealthmgmt.com](https://peakwealthmgmt.com)
- LinkedIn @james-t-cox-cfp®-chfc®-bfa™️-6bb0504

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $0 | 1 | July 23, 2024 |
| October 2025 | $26,045,798 | 1 | February 5, 2025 |
| October 2026 | $38,960,000 | 1 | September 10, 2026 |

Regulatory assets under management: $0 in the October 2024 data and $38,960,000 in the October 2026 data.
Total employees: 1 in October 2024 and 1 in October 2026.

## Changes in the filing (last 12 months)

### February 2026
- Regulatory assets under management went from $26,045,798 to $38,960,000 (+50%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Peak Wealth Management (CRD 332411): Form ADV filing data as of October 2026.