{
  "crd_number": 332411,
  "slug": "peak-wealth-management-saratoga-springs-ny-332411",
  "primary_business_name": "PEAK WEALTH MANAGEMENT",
  "legal_name": "PEAK WEALTH MANAGEMENT LLC",
  "dbas": [],
  "city": "Saratoga Springs",
  "state": "NY",
  "country": "United States",
  "cbsa_code": "10580",
  "metro": {
    "cbsa_code": "10580",
    "common_name": "Albany",
    "msa_name": "Albany-Schenectady-Troy, NY",
    "path": "/advisors/ny/albany"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2024-08-22",
  "years_registered": 2,
  "period": "2026-10-01",
  "filing_date": "2026-09-10",
  "carried_forward": false,
  "raum_total": 38960000.0,
  "raum_discretionary": 38960000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "25m_100m",
  "raum_band_label": "$25 million to $100 million",
  "total_employees": 1,
  "advisory_employees": 1,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 38960000.0,
      "count": 50
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "NY"
  ],
  "websites": [
    "https://linkedin.com/in/james-t-cox-cfp%C2%AE-chfc%C2%AE-bfa%E2%84%A2%EF%B8%8F-6bb0504",
    "https://peakwealthmgmt.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/332411",
  "city_as_filed": "SARATOGA SPRINGS",
  "url": "https://advisorcensus.com/firm/peak-wealth-management-saratoga-springs-ny-332411",
  "display_name": "Peak Wealth Management",
  "summary": "Peak Wealth Management is an SEC-registered investment advisory firm in Saratoga Springs, NY, registered since 2024, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 10, 2026.",
  "citation": "AdvisorCensus. Peak Wealth Management (CRD 332411): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Peak Wealth Management compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Peak Wealth Management reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Peak Wealth Management located?",
      "a": "Peak Wealth Management's principal office is in Saratoga Springs, NY, according to its Form ADV."
    },
    {
      "q": "Is Peak Wealth Management registered with the SEC or a state?",
      "a": "Peak Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 332411."
    },
    {
      "q": "How much does Peak Wealth Management manage?",
      "a": "Peak Wealth Management reports $38,960,000 in regulatory assets under management in its Form ADV filing dated September 10, 2026 (100% discretionary)."
    },
    {
      "q": "How have Peak Wealth Management's assets and staff changed since 2024?",
      "a": "In the Form ADV data for Peak Wealth Management: Regulatory assets under management: $0 in the October 2024 data and $38,960,000 in the October 2026 data. Total employees: 1 in October 2024 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Peak Wealth Management serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (50)."
    },
    {
      "q": "Which custodians does Peak Wealth Management use?",
      "a": "Peak Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Peak Wealth Management report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/332411"
    },
    {
      "q": "Does Peak Wealth Management state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated January 27, 2026 says: \"We do not have a minimum account size requirement to open or maintain an account.\""
    },
    {
      "q": "What changed in Peak Wealth Management's recent Form ADV filings?",
      "a": "In the February 2026 filing data: Regulatory assets under management went from $26,045,798 to $38,960,000 (+50%)."
    }
  ],
  "filing_history": [
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 0.0,
      "total_employees": 1,
      "filing_date": "2024-07-23"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 26045798.0,
      "total_employees": 1,
      "filing_date": "2025-02-05"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 38960000.0,
      "total_employees": 1,
      "filing_date": "2026-09-10"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-02-01",
      "period_label": "February 2026",
      "notes": [
        "Regulatory assets under management went from $26,045,798 to $38,960,000 (+50%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated January 27, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "We do not have a minimum account size requirement to open or maintain an account."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": null,
      "planning": []
    },
    "quotes": [
      "We do not have a minimum account size requirement to open or maintain an account."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/peak-wealth-management-saratoga-springs-ny-332411.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 50,
      "fewer_than_5": false,
      "raum": 38960000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/332411",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}