# Peak Financial Management Inc

> Peak Financial Management Inc is an SEC-registered investment advisory firm in Wellesley, MA, registered since 1991, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 23, 2026.

- CRD: 110559
- Filed as: PEAK FINANCIAL MANAGEMENT INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Wellesley, MA
- Filing period: October 2026
- Form ADV filing dated: September 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/110559
- AdvisorCensus page: https://advisorcensus.com/firm/peak-financial-management-inc-wellesley-ma-110559

## Quick answers

**How is Peak Financial Management Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Peak Financial Management Inc reports these compensation arrangements: a percentage of assets under its management; hourly charges.

**How much does Peak Financial Management Inc charge?**
Its Form ADV Part 2A brochure dated March 2, 2026 states: Hourly rate: $500 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Peak Financial Management Inc located?**
Peak Financial Management Inc's principal office is in Wellesley, MA, according to its Form ADV.

**Is Peak Financial Management Inc registered with the SEC or a state?**
Peak Financial Management Inc is an SEC-registered investment advisory firm, registered since 1991. Status as filed: Approved. CRD 110559.

**How much does Peak Financial Management Inc manage?**
Peak Financial Management Inc reports $534,424,348 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (100% discretionary).

**How have Peak Financial Management Inc's assets and staff changed since 2021?**
In the Form ADV data for Peak Financial Management Inc: Regulatory assets under management: $360,682,330 in the October 2021 data and $534,424,348 in the October 2026 data, up 48%. Total employees: 9 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Peak Financial Management Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (192); high net worth individuals (161).

**Which custodians does Peak Financial Management Inc use?**
Peak Financial Management Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Peak Financial Management Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/110559

**Does Peak Financial Management Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 2, 2026 says: "We do not require an account or relationship size minimum in order for a client to open/maintain an account or establish a relationship."

**What changed in Peak Financial Management Inc's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $452,743,722 to $534,424,348 (+18%). Registered or notice-filed in CT, RI. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Account minimum: None

> We do not require an account or relationship size minimum in order for a client to open/maintain an account or establish a relationship.

- Hourly rate: $500 an hour (financial planning services)

> All fees are agreed upon prior to entering into a Financial Planning Agreement with any client and are calculated and charged on an hourly basis, ranging up to $500.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $534,424,348
- Discretionary: $534,424,348
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 192 | $67,268,070 |
| High net worth individuals | 161 | $461,527,736 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | Fewer than 5 | $5,628,542 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 1991 (35 years)
- Employees: 9 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, FL, MA, ME, NH, NJ, NY, RI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- peak-financial.com
- Facebook @peakfinancial02451
- LinkedIn @238160
- X @peakfine1

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $360,682,330 | 9 | July 12, 2021 |
| October 2022 | $395,961,220 | 9 | July 21, 2022 |
| October 2023 | $367,114,205 | 9 | June 8, 2023 |
| October 2024 | $404,735,183 | 9 | March 20, 2024 |
| October 2025 | $452,743,722 | 9 | March 6, 2025 |
| October 2026 | $534,424,348 | 9 | September 23, 2026 |

Regulatory assets under management: $360,682,330 in the October 2021 data and $534,424,348 in the October 2026 data, up 48%.
Total employees: 9 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $452,743,722 to $534,424,348 (+18%).
- Registered or notice-filed in CT, RI.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Peak Financial Management Inc (CRD 110559): Form ADV filing data as of October 2026.