# Peak American Investment Advisors, Inc.

> Peak American Investment Advisors, Inc. is an SEC-registered investment advisory firm in Plano, TX, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 8, 2026.

- CRD: 145056
- Filed as: PEAK AMERICAN INVESTMENT ADVISORS, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Plano, TX
- Filing period: October 2026
- Form ADV filing dated: September 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/145056
- AdvisorCensus page: https://advisorcensus.com/firm/peak-american-investment-advisors-inc-plano-tx-145056

## Quick answers

**How is Peak American Investment Advisors, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Peak American Investment Advisors, Inc. reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Peak American Investment Advisors, Inc. charge?**
Its Form ADV Part 2A brochure dated June 23, 2026 states: Flat fee: $2,900 (financial plan); Flat fee: $1,398 (Trust (Individual or Married)). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Peak American Investment Advisors, Inc. located?**
Peak American Investment Advisors, Inc.'s principal office is in Plano, TX, according to its Form ADV.

**Is Peak American Investment Advisors, Inc. registered with the SEC or a state?**
Peak American Investment Advisors, Inc. is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 145056.

**How much does Peak American Investment Advisors, Inc. manage?**
Peak American Investment Advisors, Inc. reports $162,050,631 in regulatory assets under management in its Form ADV filing dated September 8, 2026 (100% discretionary).

**How have Peak American Investment Advisors, Inc.'s assets and staff changed since 2025?**
In the Form ADV data for Peak American Investment Advisors, Inc.: Regulatory assets under management: $100,382,397 in the October 2025 data and $162,050,631 in the October 2026 data, up 61%. Total employees: 13 in October 2025 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Peak American Investment Advisors, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (296); high net worth individuals (33).

**Which custodians does Peak American Investment Advisors, Inc. use?**
Peak American Investment Advisors, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Peak American Investment Advisors, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/145056

**Does Peak American Investment Advisors, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated June 23, 2026 says: "We have imposed a minimum account size of $30,000 in assets to be managed. We can make an exception to these minimums from time to time based on individual factors such as length of time the account has been known, overall composition of the account, multiple accounts held with us, etc . This exception is in our sole discretion."

**What changed in Peak American Investment Advisors, Inc.'s recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in LA.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated June 23, 2026)

- Account minimum: $30,000 (the brochure says it may be waived or negotiated)

> We have imposed a minimum account size of $30,000 in assets to be managed. We can make an exception to these minimums from time to time based on individual factors such as length of time the account has been known, overall composition of the account, multiple accounts held with us, etc . This exception is in our sole discretion.

- Flat fee: $2,900 (financial plan)

> Peak American IA provides financial planning services under a fixed-fee arrangement. ... The fixed fee for a financial plan is $2,900, with $1,450 due to start the planning process and $1,450 due upon delivery

- Flat fee: $1,398 (Trust (Individual or Married))

> The fixed fees for estate planning services are as follows: Trust (Individual or Married) – $1398.00 ($699 due upfront and $699 due at delivery)

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $162,050,631
- Discretionary: $162,050,631
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 296 | $90,990,466 |
| High net worth individuals | 33 | $71,060,165 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2025 (1 year)
- Employees: 10 total, 10 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, LA, PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [peakamericanfinancial.com](https://peakamericanfinancial.com)
- Facebook facebook.com
- Instagram @peakamericaninvestment
- LinkedIn @peakamerican
- X @PeakAmericanInv
- YouTube @peakamericanfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $100,382,397 | 13 | June 17, 2025 |
| October 2026 | $162,050,631 | 10 | September 8, 2026 |

Regulatory assets under management: $100,382,397 in the October 2025 data and $162,050,631 in the October 2026 data, up 61%.
Total employees: 13 in October 2025 and 10 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in LA.

### July 2026
- Employees performing advisory functions went from 12 to 10.
- Regulatory assets under management went from $126,277,620 to $148,987,179 (+18%).

### February 2026
- Employees performing advisory functions went from 11 to 12.
- Regulatory assets under management went from $100,382,397 to $126,277,620 (+26%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Peak American Investment Advisors, Inc. (CRD 145056): Form ADV filing data as of October 2026.