# Pathway Financial Planning, Inc.

> Pathway Financial Planning, Inc. is a state-registered investment advisory firm in Newport News, VA, registered since 2014, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 20, 2026.

- CRD: 173222
- Filed as: PATHWAY FINANCIAL PLANNING, INC.
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Newport News, VA
- Filing period: October 2026
- Form ADV filing dated: March 20, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/173222
- AdvisorCensus page: https://advisorcensus.com/firm/pathway-financial-planning-inc-newport-news-va-173222

## Quick answers

**How is Pathway Financial Planning, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Pathway Financial Planning, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; other.

**Where is Pathway Financial Planning, Inc. located?**
Pathway Financial Planning, Inc.'s principal office is in Newport News, VA, according to its Form ADV.

**Is Pathway Financial Planning, Inc. registered with the SEC or a state?**
Pathway Financial Planning, Inc. is a state-registered investment advisory firm, registered since 2014. Status as filed: APPROVED. CRD 173222.

**How much does Pathway Financial Planning, Inc. manage?**
Pathway Financial Planning, Inc. reports $28,339,533 in regulatory assets under management in its Form ADV filing dated March 20, 2026 (0% discretionary).

**What types of clients does Pathway Financial Planning, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (116); high net worth individuals (4).

**Does Pathway Financial Planning, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/173222

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Other

### Regulatory assets under management (Item 5.F)
- Total: $28,339,533
- Discretionary: $0
- Non-discretionary: $28,339,533

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 116 | $23,050,273 |
| High net worth individuals | 4 | $5,289,260 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2014 (11 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pathwayfinancialplanning.net
- Facebook @Pathway-Financial-Planning-105722434861910
- LinkedIn @OSCAR-N-ALVAREZ-CFP®-A4A5416

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pathway Financial Planning, Inc. (CRD 173222): Form ADV filing data as of October 2026.