# Pathfinder Advisory, Inc.

> Pathfinder Advisory, Inc. is an SEC-registered investment advisory firm in Rockford, IL, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 13, 2026.

- CRD: 122768
- Filed as: PATHFINDER ADVISORY, INC.
- Legal name: Pathfinder Wealth Management, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Rockford, IL
- Filing period: October 2026
- Form ADV filing dated: March 13, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/122768
- AdvisorCensus page: https://advisorcensus.com/firm/pathfinder-advisory-inc-rockford-il-122768

## Quick answers

**How is Pathfinder Advisory, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Pathfinder Advisory, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Pathfinder Advisory, Inc. charge?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Flat fee: up to $10,000 (financial planning services); Hourly rate: $300 an hour (financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Pathfinder Advisory, Inc. located?**
Pathfinder Advisory, Inc.'s principal office is in Rockford, IL, according to its Form ADV.

**Is Pathfinder Advisory, Inc. registered with the SEC or a state?**
Pathfinder Advisory, Inc. is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 122768.

**How much does Pathfinder Advisory, Inc. manage?**
Pathfinder Advisory, Inc. reports $121,422,558 in regulatory assets under management in its Form ADV filing dated March 13, 2026 (95% discretionary).

**What types of clients does Pathfinder Advisory, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (95); high net worth individuals (47).

**Which custodians does Pathfinder Advisory, Inc. use?**
Pathfinder Advisory, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pathfinder Advisory, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/122768

**What changed in Pathfinder Advisory, Inc.'s recent Form ADV filings?**
In the May 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Minimum annual fee: None

> There is no minimum annual fee.

- Flat fee: up to $10,000 (financial planning services)

> PATHFINDER’s financial planning fees are negotiable, depending upon the complexity of the service(s) required and the professional(s) rendering the service(s), but will not exceed $10,000 on a fixed fee basis

- Hourly rate: $300 an hour (financial planning services)

> PATHFINDER’s financial planning fees are negotiable, depending upon the complexity of the service(s) required and the professional(s) rendering the service(s), but will not exceed $10,000 on a fixed fee basis or $300 on an hourly rate basis.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $121,422,558
- Discretionary: $115,712,012
- Non-discretionary: $5,710,546

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 95 | $43,017,112 |
| High net worth individuals | 47 | $76,061,969 |
| Charitable organizations | Fewer than 5 | $2,343,477 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2026 (0 years)
- Employees: 5 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: IL, TX, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- pathfinderadvisory.com
- pathfinderwealth.com
- Facebook @PathfinderWealth
- LinkedIn @pathfinder-wealth-management-inc
- YouTube @PathfinderWealth

## Changes in the filing (last 12 months)

### May 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pathfinder Advisory, Inc. (CRD 122768): Form ADV filing data as of October 2026.