# Parker Financial LLC

> Parker Financial LLC is an SEC-registered investment advisory firm in Silverdale, WA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 9, 2026.

- CRD: 144293
- Filed as: PARKER FINANCIAL LLC
- Also doing business as: INSURANCE SERVICES BY PARKER FINANCIAL, LLC, PARKER FINANCIAL, SOUND RETIREMENT PLANNING, SOUND RETIREMENT RADIO
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Silverdale, WA
- Filing period: October 2026
- Form ADV filing dated: September 9, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/144293
- AdvisorCensus page: https://advisorcensus.com/firm/parker-financial-llc-silverdale-wa-144293

## Quick answers

**How is Parker Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Parker Financial LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**How much does Parker Financial LLC charge?**
Its Form ADV Part 2A brochure dated March 16, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Parker Financial LLC located?**
Parker Financial LLC's principal office is in Silverdale, WA, according to its Form ADV.

**Is Parker Financial LLC registered with the SEC or a state?**
Parker Financial LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 144293.

**How much does Parker Financial LLC manage?**
Parker Financial LLC reports $272,049,379 in regulatory assets under management in its Form ADV filing dated September 9, 2026 (100% discretionary).

**How have Parker Financial LLC's assets and staff changed since 2021?**
In the Form ADV data for Parker Financial LLC: Regulatory assets under management: $108,218,541 in the October 2021 data and $272,049,379 in the October 2026 data, up 151%. Total employees: 2 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Parker Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (262); high net worth individuals (40); corporations or other businesses not listed above (2).

**Which custodians does Parker Financial LLC use?**
Parker Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Parker Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/144293

**Does Parker Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 16, 2026 says: "There is an account minimum, $500,000, which may be waived by the investment adviser, based on the needs of the client and the complexity of the situation."

**What changed in Parker Financial LLC's recent Form ADV filings?**
In the October 2026 filing data: Registered or notice-filed in OR.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 16, 2026)

- Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)

> Typically PF charges between 0.5% to 2%, depending on the size and complexity of a client’s account per year, however PF will occasionally give a friends and family discount.

- Account minimum: $500,000 (the brochure says it may be waived or negotiated)

> There is an account minimum, $500,000, which may be waived by the investment adviser, based on the needs of the client and the complexity of the situation.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $272,049,379
- Discretionary: $272,049,379
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 262 | $171,246,970 |
| High net worth individuals | 40 | $96,198,178 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 2 | $4,604,231 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops

### Firm details
- Registered since: 2021 (5 years)
- Employees: 5 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, NC, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- parker-financial.net
- soundretirementplanning.com
- soundretirementradio.com
- soundretirementscore.com
- Facebook @PARKER-FINANCIAL-LLC-1426220497614605
- Facebook @SOUNDRETIREMENTPLANNING
- LinkedIn @jason-parker-a501125

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $108,218,541 | 2 | September 13, 2021 |
| October 2022 | $122,407,141 | 2 | March 13, 2022 |
| October 2023 | $130,319,523 | 4 | June 12, 2023 |
| October 2024 | $174,674,474 | 4 | March 23, 2024 |
| October 2025 | $217,000,000 | 6 | April 14, 2025 |
| October 2026 | $272,049,379 | 5 | September 9, 2026 |

Regulatory assets under management: $108,218,541 in the October 2021 data and $272,049,379 in the October 2026 data, up 151%.
Total employees: 2 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Registered or notice-filed in OR.

### September 2026
- Registered or notice-filed in FL.

### April 2026
- Employees performing advisory functions went from 4 to 3.
- Regulatory assets under management went from $217,000,000 to $272,049,379 (+25%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Parker Financial LLC (CRD 144293): Form ADV filing data as of October 2026.