# Panoramic Financial Management

> Panoramic Financial Management is a state-registered investment advisory firm, registered since 2016, reporting under $25 million in regulatory assets under management in its Form ADV filing dated January 22, 2026.

- CRD: 285416
- Filed as: PANORAMIC FINANCIAL MANAGEMENT
- Legal name: Swanson, Paul Wayne
- Registration: State-registered investment adviser (status as filed: APPROVED)
- Location: Registered in Minnesota
- Filing period: October 2026
- Form ADV filing dated: January 22, 2026
- Public record (IAPD): https://adviserinfo.sec.gov/firm/summary/285416
- AdvisorCensus page: https://advisorcensus.com/firm/panoramic-financial-management-285416

## Quick answers

**How is Panoramic Financial Management compensated?**
On its Form ADV (Item 5.E, October 2026), Panoramic Financial Management reports these compensation arrangements: a percentage of assets under its management; hourly charges. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Is Panoramic Financial Management registered with the SEC or a state?**
Panoramic Financial Management is a state-registered investment advisory firm, registered since 2016. Status as filed: APPROVED. CRD 285416.

**How much does Panoramic Financial Management manage?**
Panoramic Financial Management reports $18,754,000 in regulatory assets under management in its Form ADV filing dated January 22, 2026 (100% discretionary).

**Does Panoramic Financial Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/285416

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges

### Regulatory assets under management (Item 5.F)
- Total: $18,754,000
- Discretionary: $18,754,000
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | Fewer than 5 | $1,281,000 |
| High net worth individuals | Fewer than 5 | $17,473,000 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2016 (9 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: MN
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Panoramic Financial Management (CRD 285416): Form ADV filing data as of October 2026.