# Pacific Financial Advisors

> Pacific Financial Advisors is an SEC-registered investment advisory firm in Bellevue, WA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 26, 2026.

- CRD: 154160
- Filed as: PACIFIC FINANCIAL ADVISORS
- Legal name: Pacific Financial Advisors, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bellevue, WA
- Filing period: October 2026
- Form ADV filing dated: June 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/154160
- AdvisorCensus page: https://advisorcensus.com/firm/pacific-financial-advisors-bellevue-wa-154160

## Quick answers

**How is Pacific Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Pacific Financial Advisors reports these compensation arrangements: a percentage of assets under its management.

**How much does Pacific Financial Advisors charge?**
Its Form ADV Part 2A brochure dated June 26, 2026 states: Up to $2,000,000: 1% a year; Above $2,000,000: 0.85% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Pacific Financial Advisors located?**
Pacific Financial Advisors' principal office is in Bellevue, WA, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Pacific Financial Advisors registered with the SEC or a state?**
Pacific Financial Advisors is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 154160.

**How much does Pacific Financial Advisors manage?**
Pacific Financial Advisors reports $110,181,436 in regulatory assets under management in its Form ADV filing dated June 26, 2026 (100% discretionary).

**What types of clients does Pacific Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (136); high net worth individuals (48).

**Which custodians does Pacific Financial Advisors use?**
Pacific Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pacific Financial Advisors report any disciplinary disclosures?**
Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct) and 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/154160

**Does Pacific Financial Advisors state an account minimum?**
Its Form ADV Part 2A brochure dated June 26, 2026 says: "The adviser’s services are offered to individuals, trusts, estates, and charitable organizations. The adviser does not have a minimum account size or have any conditions for managing an account."

**What changed in Pacific Financial Advisors' recent Form ADV filings?**
In the July 2026 filing data: Newly registered with the SEC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated June 26, 2026)

- Up to $2,000,000: 1% a year
- Above $2,000,000: 0.85% a year

> Fees for these services will be based on a percentage of assets under management based on the following tiered schedule: Assets Under Management Annual Fee First $2,000,000 1.0% Amount over $2,000,000 0.85%

- Account minimum: None

> The adviser’s services are offered to individuals, trusts, estates, and charitable organizations. The adviser does not have a minimum account size or have any conditions for managing an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $110,181,436
- Discretionary: $110,181,436
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 136 | $30,037,365 |
| High net worth individuals | 48 | $80,144,071 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2026 (0 years)
- Employees: 6 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: WA
- Disclosures (Item 11): Reports 2 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(1): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/154160

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Lynnwood, WA

### Websites listed on Form ADV (Item 1.I)
- pacificfa.com

## Changes in the filing (last 12 months)

### July 2026
- Newly registered with the SEC.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pacific Financial Advisors (CRD 154160): Form ADV filing data as of October 2026.