# Pacific Capital

> Pacific Capital is an SEC-registered investment advisory firm in Corona, CA, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 8, 2026.

- CRD: 159294
- Filed as: PACIFIC CAPITAL
- Legal name: Pacific Capital Wealth Advisors, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Corona, CA
- Filing period: October 2026
- Form ADV filing dated: September 8, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/159294
- AdvisorCensus page: https://advisorcensus.com/firm/pacific-capital-corona-ca-159294

## Quick answers

**How is Pacific Capital compensated?**
On its Form ADV (Item 5.E, October 2026), Pacific Capital reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); other.

**Where is Pacific Capital located?**
Pacific Capital's principal office is in Corona, CA, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Pacific Capital registered with the SEC or a state?**
Pacific Capital is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 159294.

**How much does Pacific Capital manage?**
Pacific Capital reports $820,635,175 in regulatory assets under management in its Form ADV filing dated September 8, 2026 (100% discretionary).

**How have Pacific Capital's assets and staff changed since 2021?**
In the Form ADV data for Pacific Capital: Regulatory assets under management: $375,265,121 in the October 2021 data and $820,635,175 in the October 2026 data, up 119%. Total employees: 6 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Pacific Capital serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (59); individuals (other than high net worth individuals) (13); pension and profit sharing plans (but not the plan participants or government pension plans) (5).

**Which custodians does Pacific Capital use?**
Pacific Capital's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Pacific Capital report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/159294

**Does Pacific Capital state an account minimum?**
Its Form ADV Part 2A brochure dated March 5, 2026 says: "We generally require a minimum of $25,000,000 of investable assets to establish a management account with us."

**What changed in Pacific Capital's recent Form ADV filings?**
In the October 2026 filing data: Regulatory assets under management went from $668,641,467 to $820,635,175 (+23%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 5, 2026)

- Account minimum: $25,000,000

> We generally require a minimum of $25,000,000 of investable assets to establish a management account with us.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $820,635,175
- Discretionary: $820,635,175
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 13 | $2,666,643 |
| High net worth individuals | 59 | $806,049,930 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $0 |
| Charitable organizations | 1 | $11,918,602 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other

### Firm details
- Registered since: 2014 (11 years)
- Employees: 9 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, TX, UT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the October 2026 filing
- Newport Beach, CA

### Websites listed on Form ADV (Item 1.I)
- pacificcapital.com
- Instagram @PACIFICCAPITAL
- LinkedIn @pacific-capital
- YouTube @PACIFICCAPITAL

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $375,265,121 | 6 | August 19, 2021 |
| October 2022 | $386,532,536 | 7 | February 22, 2022 |
| October 2023 | $508,842,818 | 7 | September 27, 2023 |
| October 2024 | $661,224,239 | 7 | September 18, 2024 |
| October 2025 | $654,348,900 | 9 | April 23, 2025 |
| October 2026 | $820,635,175 | 9 | September 8, 2026 |

Regulatory assets under management: $375,265,121 in the October 2021 data and $820,635,175 in the October 2026 data, up 119%.
Total employees: 6 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Regulatory assets under management went from $668,641,467 to $820,635,175 (+23%).

### January 2026
- Employees performing advisory functions went from 5 to 6.
- No longer registered or notice-filed in FL, LA.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Pacific Capital (CRD 159294): Form ADV filing data as of October 2026.