{
  "crd_number": 327105,
  "slug": "oxenfree-financial-melbourne-fl-327105",
  "primary_business_name": "OXENFREE FINANCIAL",
  "legal_name": "OXENFREE CAPITAL LLC",
  "dbas": [],
  "city": "Melbourne",
  "state": "FL",
  "country": "United States",
  "cbsa_code": "37340",
  "metro": {
    "cbsa_code": "37340",
    "common_name": "Palm Bay",
    "msa_name": "Palm Bay-Melbourne-Titusville, FL",
    "path": "/advisors/fl/palm-bay"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2023-07-06",
  "years_registered": 3,
  "period": "2026-10-01",
  "filing_date": "2026-06-22",
  "carried_forward": false,
  "raum_total": 249778714.0,
  "raum_discretionary": 202497131.0,
  "raum_non_discretionary": 47281583.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 8,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 257532.0,
      "count": 5
    },
    "individuals": {
      "raum": 106844761.0,
      "count": 842
    },
    "high_net_worth_individuals": {
      "raum": 142487220.0,
      "count": 99
    },
    "corporations_other_businesses": {
      "raum": 189201.0,
      "count": 4,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 2,
  "states_registered": [
    "FL",
    "GA",
    "LA",
    "NC",
    "OH",
    "PA",
    "TN",
    "TX"
  ],
  "websites": [
    "https://facebook.com/OxenFreeFinancial",
    "https://instagram.com/OxenFreeFinancial",
    "https://linkedin.com/company/OxenFree-Financial",
    "https://oxenfreefinancial.com",
    "https://oxenfreeorlando.com",
    "https://oxenfreetechnology.com",
    "https://twitter.com/OxenFreeFin",
    "https://youtube.com/@goYoked"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/327105",
  "disclosure_items": [
    {
      "item": "11.D(1)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?"
    },
    {
      "item": "11.D(5)",
      "question": "Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?"
    }
  ],
  "city_as_filed": "MELBOURNE",
  "url": "https://advisorcensus.com/firm/oxenfree-financial-melbourne-fl-327105",
  "display_name": "Oxenfree Financial",
  "summary": "Oxenfree Financial is an SEC-registered investment advisory firm in Melbourne, FL, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 22, 2026.",
  "citation": "AdvisorCensus. Oxenfree Financial (CRD 327105): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Oxenfree Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Oxenfree Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Oxenfree Financial charge?",
      "a": "Its Form ADV Part 2A brochure dated June 22, 2026 states: Hourly rate: up to $1,000 an hour (stand-alone asset allocation engagements); Subscription: $99 a month (Guided Growth stand-alone financial coaching services); Subscription: $1,000 a year (Guided Growth stand-alone financial coaching services); Subscription: $175 a month (Momentum Path stand-alone financial coaching services); Subscription: $1,650 a year (Momentum Path stand-alone financial coaching services). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Oxenfree Financial located?",
      "a": "Oxenfree Financial's principal office is in Melbourne, FL, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Oxenfree Financial registered with the SEC or a state?",
      "a": "Oxenfree Financial is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 327105."
    },
    {
      "q": "How much does Oxenfree Financial manage?",
      "a": "Oxenfree Financial reports $249,778,714 in regulatory assets under management in its Form ADV filing dated June 22, 2026 (81% discretionary)."
    },
    {
      "q": "How have Oxenfree Financial's assets and staff changed since 2023?",
      "a": "In the Form ADV data for Oxenfree Financial: Regulatory assets under management: $0 in the October 2023 data and $249,778,714 in the October 2026 data. Total employees: 5 in October 2023 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Oxenfree Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (842); high net worth individuals (99); charitable organizations (5)."
    },
    {
      "q": "Which custodians does Oxenfree Financial use?",
      "a": "Oxenfree Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Oxenfree Financial report any disciplinary disclosures?",
      "a": "Reports 2 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct) and 11.D(5) (another regulator's denial, suspension, or revocation of a registration or license, bar, or restriction). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/327105"
    },
    {
      "q": "What changed in Oxenfree Financial's recent Form ADV filings?",
      "a": "In the March 2026 filing data: Regulatory assets under management went from $168,352,562 to $249,778,714 (+48%)."
    }
  ],
  "filing_history": [
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 0.0,
      "total_employees": 5,
      "filing_date": "2023-09-05"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 120709341.0,
      "total_employees": 5,
      "filing_date": "2024-07-31"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 168352562.0,
      "total_employees": 8,
      "filing_date": "2025-07-03"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 249778714.0,
      "total_employees": 8,
      "filing_date": "2026-06-22"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-03-01",
      "period_label": "March 2026",
      "notes": [
        "Regulatory assets under management went from $168,352,562 to $249,778,714 (+48%)."
      ]
    },
    {
      "period": "2025-12-01",
      "period_label": "December 2025",
      "notes": [
        "Registered or notice-filed in GA."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated June 22, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: up to $1,000 an hour (stand-alone asset allocation engagements)",
      "Subscription: $99 a month (Guided Growth stand-alone financial coaching services)",
      "Subscription: $1,000 a year (Guided Growth stand-alone financial coaching services)",
      "Subscription: $175 a month (Momentum Path stand-alone financial coaching services)",
      "Subscription: $1,650 a year (Momentum Path stand-alone financial coaching services)"
    ],
    "figures": [
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: up to $1,000 an hour (stand-alone asset allocation engagements)"
        ],
        "quotes": [
          "For stand-alone asset allocation engagements, separate from our ongoing asset-based advisory services, we may charge an hourly fee of up to $1,000."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $99 a month (Guided Growth stand-alone financial coaching services)"
        ],
        "quotes": [
          "The first option is \"Guided Growth,\" which costs $99 per month plus a $200 onboarding fee, or $1,000 per year with no onboarding fee."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $1,000 a year (Guided Growth stand-alone financial coaching services)"
        ],
        "quotes": [
          "The first option is \"Guided Growth,\" which costs $99 per month plus a $200 onboarding fee, or $1,000 per year with no onboarding fee."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $175 a month (Momentum Path stand-alone financial coaching services)"
        ],
        "quotes": [
          "The second option is the \"Momentum Path,\" which costs $175 per month plus a $200 onboarding fee, or $1,650 per year with no onboarding fee."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Subscription: $1,650 a year (Momentum Path stand-alone financial coaching services)"
        ],
        "quotes": [
          "The second option is the \"Momentum Path,\" which costs $175 per month plus a $200 onboarding fee, or $1,650 per year with no onboarding fee."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": null,
          "max": 1000.0,
          "period": "hour",
          "service": "stand-alone asset allocation engagements"
        },
        {
          "kind": "subscription",
          "amount": 99.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "Guided Growth stand-alone financial coaching services"
        },
        {
          "kind": "subscription",
          "amount": 1000.0,
          "min": null,
          "max": null,
          "period": "annual",
          "service": "Guided Growth stand-alone financial coaching services"
        },
        {
          "kind": "subscription",
          "amount": 175.0,
          "min": null,
          "max": null,
          "period": "monthly",
          "service": "Momentum Path stand-alone financial coaching services"
        },
        {
          "kind": "subscription",
          "amount": 1650.0,
          "min": null,
          "max": null,
          "period": "annual",
          "service": "Momentum Path stand-alone financial coaching services"
        }
      ]
    },
    "quotes": [
      "For stand-alone asset allocation engagements, separate from our ongoing asset-based advisory services, we may charge an hourly fee of up to $1,000.",
      "The first option is \"Guided Growth,\" which costs $99 per month plus a $200 onboarding fee, or $1,000 per year with no onboarding fee.",
      "The first option is \"Guided Growth,\" which costs $99 per month plus a $200 onboarding fee, or $1,000 per year with no onboarding fee.",
      "The second option is the \"Momentum Path,\" which costs $175 per month plus a $200 onboarding fee, or $1,650 per year with no onboarding fee.",
      "The second option is the \"Momentum Path,\" which costs $175 per month plus a $200 onboarding fee, or $1,650 per year with no onboarding fee."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/oxenfree-financial-melbourne-fl-327105.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 842,
      "fewer_than_5": false,
      "raum": 106844761.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 99,
      "fewer_than_5": false,
      "raum": 142487220.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 5,
      "fewer_than_5": false,
      "raum": 257532.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 4,
      "fewer_than_5": true,
      "raum": 189201.0
    }
  ],
  "disclosure_line": "Reports 2 disclosure items on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/327105",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}