# Orographic Financial Advisors

> Orographic Financial Advisors is an SEC-registered investment advisory firm in Avon, CO, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 3, 2026.

- CRD: 323980
- Filed as: OROGRAPHIC FINANCIAL ADVISORS
- Legal name: Orographic Financial Advisors, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Avon, CO
- Filing period: October 2026
- Form ADV filing dated: March 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/323980
- AdvisorCensus page: https://advisorcensus.com/firm/orographic-financial-advisors-avon-co-323980

## Quick answers

**How is Orographic Financial Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Orographic Financial Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Orographic Financial Advisors located?**
Orographic Financial Advisors' principal office is in Avon, CO, according to its Form ADV.

**Is Orographic Financial Advisors registered with the SEC or a state?**
Orographic Financial Advisors is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 323980.

**How much does Orographic Financial Advisors manage?**
Orographic Financial Advisors reports $207,665,765 in regulatory assets under management in its Form ADV filing dated March 3, 2026 (100% discretionary).

**How have Orographic Financial Advisors' assets and staff changed since 2023?**
In the Form ADV data for Orographic Financial Advisors: Regulatory assets under management: $143,032,914 in the October 2023 data and $207,665,765 in the October 2026 data, up 45%. Total employees: 3 in October 2023 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Orographic Financial Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (62); high net worth individuals (49).

**Which custodians does Orographic Financial Advisors use?**
Orographic Financial Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Orographic Financial Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/323980

**What changed in Orographic Financial Advisors' recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $170,436,300 to $207,665,765 (+22%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 3, 2026)

- Minimum annual fee: $2,500

> Our standard annual Advisory Fee is 1.00% with a minimum annual Advisory Fee of $ 2,500.

> However, we have some clients on a lower fee schedule or waived minimum fee based on the individual client circumstances, familial relationships, complexity of relationship, existing client, etc.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $207,665,765
- Discretionary: $207,665,765
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 62 | $20,345,948 |
| High net worth individuals | 49 | $187,319,817 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2022 (3 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, GA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- orographicfinancial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | $143,032,914 | 3 | March 6, 2023 |
| October 2024 | $150,938,994 | 3 | June 28, 2024 |
| October 2025 | $170,436,300 | 3 | March 13, 2025 |
| October 2026 | $207,665,765 | 3 | March 3, 2026 |

Regulatory assets under management: $143,032,914 in the October 2023 data and $207,665,765 in the October 2026 data, up 45%.
Total employees: 3 in October 2023 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $170,436,300 to $207,665,765 (+22%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Orographic Financial Advisors (CRD 323980): Form ADV filing data as of October 2026.