# Oriental Financial Services LLC

> Oriental Financial Services LLC is an SEC-registered investment advisory firm in San Juan, PR, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 29753
- Filed as: ORIENTAL FINANCIAL SERVICES LLC
- Also doing business as: ORIENTAL FINANCIAL SERVICES, ORIENTAL WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Juan, PR
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/29753
- AdvisorCensus page: https://advisorcensus.com/firm/oriental-financial-services-llc-san-juan-pr-29753

## Quick answers

**How is Oriental Financial Services LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Oriental Financial Services LLC reports these compensation arrangements: a percentage of assets under its management. The amounts are in Item 5 of its Form ADV Part 2A brochure.

**Where is Oriental Financial Services LLC located?**
Oriental Financial Services LLC's principal office is in San Juan, PR, according to its Form ADV; the April 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Oriental Financial Services LLC registered with the SEC or a state?**
Oriental Financial Services LLC is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 29753.

**How much does Oriental Financial Services LLC manage?**
Oriental Financial Services LLC reports $419,555,784 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (0% discretionary).

**How have Oriental Financial Services LLC's assets and staff changed since 2021?**
In the Form ADV data for Oriental Financial Services LLC: Regulatory assets under management: $150,257,111 in the October 2021 data and $419,555,784 in the October 2026 data, up 179%. Total employees: 28 in October 2021 and 28 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Oriental Financial Services LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (347); corporations or other businesses not listed above (80); high net worth individuals (37).

**Which custodians does Oriental Financial Services LLC use?**
Oriental Financial Services LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing LLC as custodians holding 10% or more of its separately managed account assets.

**Does Oriental Financial Services LLC report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.E(2) (self-regulatory organization's finding of a rule violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/29753

**What changed in Oriental Financial Services LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 12 to 11. Regulatory assets under management went from $360,606,482 to $419,555,784 (+16%). No longer lists an office in Guaynabo, PR. No longer lists an office in Ponce, PR. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Pershing LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $419,555,784
- Discretionary: $0
- Non-discretionary: $419,555,784

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 347 | $74,098,595 |
| High net worth individuals | 37 | $125,067,706 |
| Banking or thrift institutions | 0 | Not reported |
| Investment companies | 0 | Not reported |
| Business development companies | 0 | Not reported |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | Not reported |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 1 | $503,489 |
| Charitable organizations | 1 | $22,629 |
| State or municipal government entities (including government pension plans) | 2 | $24,136,485 |
| Other investment advisers | 0 | Not reported |
| Insurance companies | 0 | Not reported |
| Sovereign wealth funds and foreign official institutions | 0 | Not reported |
| Corporations or other businesses not listed above | 80 | $195,726,880 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Other

### Firm details
- Registered since: 2015 (11 years)
- Employees: 28 total, 11 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PR, VI
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.E(2): Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/29753

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Guaynabo, PR
- San Juan, PR

### Websites listed on Form ADV (Item 1.I)
- orientalbank.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $150,257,111 | 28 | March 30, 2021 |
| October 2022 | $232,239,983 | 30 | August 27, 2022 |
| October 2023 | $188,762,384 | 28 | March 31, 2023 |
| October 2024 | $283,584,141 | 28 | March 29, 2024 |
| October 2025 | $360,606,482 | 30 | March 31, 2025 |
| October 2026 | $419,555,784 | 28 | March 30, 2026 |

Regulatory assets under management: $150,257,111 in the October 2021 data and $419,555,784 in the October 2026 data, up 179%.
Total employees: 28 in October 2021 and 28 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 12 to 11.
- Regulatory assets under management went from $360,606,482 to $419,555,784 (+16%).
- No longer lists an office in Guaynabo, PR.
- No longer lists an office in Ponce, PR.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Oriental Financial Services LLC (CRD 29753): Form ADV filing data as of October 2026.