# Optimize Wealth Management

> Optimize Wealth Management is an SEC-registered investment advisory firm in Toronto, Ontario, Canada, registered since 2024, reporting under $25 million in regulatory assets under management in its Form ADV filing dated March 12, 2026.

- CRD: 333695
- Filed as: OPTIMIZE WEALTH MANAGEMENT
- Legal name: Optimize Wealth Management Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Toronto, Ontario, Canada
- Filing period: October 2026
- Form ADV filing dated: March 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333695
- AdvisorCensus page: https://advisorcensus.com/firm/optimize-wealth-management-toronto-ontario-333695

## Quick answers

**How is Optimize Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), Optimize Wealth Management reports these compensation arrangements: a percentage of assets under its management; performance-based fees.

**How much does Optimize Wealth Management charge?**
Its Form ADV Part 2A brochure dated March 12, 2026 states: Up to $1,000,000: 1.45% a year; $1,000,000 to $3,000,000: 1.35% a year; $3,000,000 to $5,000,000: 1.25% a year; Above $5,000,000: 1% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Optimize Wealth Management located?**
Optimize Wealth Management's principal office is in Toronto, Ontario, Canada, according to its Form ADV.

**Is Optimize Wealth Management registered with the SEC or a state?**
Optimize Wealth Management is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 333695.

**How much does Optimize Wealth Management manage?**
Optimize Wealth Management reports $0 in regulatory assets under management in its Form ADV filing dated March 12, 2026.

**How have Optimize Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for Optimize Wealth Management: Regulatory assets under management: $0 in the October 2025 data and $0 in the October 2026 data. Total employees: 4 in October 2025 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.

**Does Optimize Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333695

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 12, 2026)

- Up to $1,000,000: 1.45% a year
- $1,000,000 to $3,000,000: 1.35% a year
- $3,000,000 to $5,000,000: 1.25% a year
- Above $5,000,000: 1% a year

> OWM offers services on a fee basis, which includes fees based upon assets under management or the performance of the account. The management fees are charged both directly by the Firm for investment management services (“Direct Fee”), as well as indirectly as fees in the Funds (“Fund Fees”).

> Value of Account Direct Fees Fund Fees1, 2 Total Fees2 First $1 Million 1.45% 0.70% 2.25% Next $2 Million 1.35% 0.70% 2.15% Next $2 Million 1.25% 0.70% 2.05% Greater than $5 Million 1.00% 0.70% 1.80%

> OWM may, in its sole discretion, negotiate to charge a lesser fee based upon certain criteria, such as anticipated future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account composition, pre-existing/legacy client relationship, account retention, pro bono activities, or competitive purposes.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $0
- Discretionary: $0
- Non-discretionary: $0

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for pooled investment vehicles (other than investment companies)
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2024 (1 year)
- Employees: 4 total, 2 performing advisory functions
- Wrap fee program participation: No
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- owm.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $0 | 4 | March 31, 2025 |
| October 2026 | $0 | 4 | March 12, 2026 |

Regulatory assets under management: $0 in the October 2025 data and $0 in the October 2026 data.
Total employees: 4 in October 2025 and 4 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Optimize Wealth Management (CRD 333695): Form ADV filing data as of October 2026.