# Optimist Retirement Group, LLC

> Optimist Retirement Group, LLC is an SEC-registered investment advisory firm in Bellevue, WA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 23, 2026.

- CRD: 119086
- Filed as: OPTIMIST RETIREMENT GROUP, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Bellevue, WA
- Filing period: October 2026
- Form ADV filing dated: March 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/119086
- AdvisorCensus page: https://advisorcensus.com/firm/optimist-retirement-group-llc-bellevue-wa-119086

## Quick answers

**How is Optimist Retirement Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Optimist Retirement Group, LLC reports these compensation arrangements: a percentage of assets under its management; commissions.

**Where is Optimist Retirement Group, LLC located?**
Optimist Retirement Group, LLC's principal office is in Bellevue, WA, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).

**Is Optimist Retirement Group, LLC registered with the SEC or a state?**
Optimist Retirement Group, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 119086.

**How much does Optimist Retirement Group, LLC manage?**
Optimist Retirement Group, LLC reports $245,276,023 in regulatory assets under management in its Form ADV filing dated March 23, 2026 (100% discretionary).

**How have Optimist Retirement Group, LLC's assets and staff changed since 2021?**
In the Form ADV data for Optimist Retirement Group, LLC: Regulatory assets under management: $134,126,164 in the October 2021 data and $245,276,023 in the October 2026 data, up 83%. Total employees: 2 in October 2021 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Optimist Retirement Group, LLC serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (71); individuals (other than high net worth individuals) (48).

**Which custodians does Optimist Retirement Group, LLC use?**
Optimist Retirement Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Optimist Retirement Group, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/119086

**Does Optimist Retirement Group, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "In general, we do not require a minimum dollar amount to open and maintain an advisory account."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Commissions

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Account minimum: None

> In general, we do not require a minimum dollar amount to open and maintain an advisory account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $245,276,023
- Discretionary: $245,011,105
- Non-discretionary: $264,918

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 48 | $17,187,603 |
| High net worth individuals | 71 | $228,088,420 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2018 (7 years)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the April 2026 filing
- Scottsdale, AZ

### Websites listed on Form ADV (Item 1.I)
- optimistretirement.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $134,126,164 | 2 | August 16, 2021 |
| October 2022 | $160,989,740 | 2 | March 7, 2022 |
| October 2023 | $158,382,243 | 2 | March 31, 2023 |
| October 2024 | $187,865,579 | 2 | March 19, 2024 |
| October 2025 | $243,099,072 | 2 | March 26, 2025 |
| October 2026 | $245,276,023 | 2 | March 23, 2026 |

Regulatory assets under management: $134,126,164 in the October 2021 data and $245,276,023 in the October 2026 data, up 83%.
Total employees: 2 in October 2021 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Optimist Retirement Group, LLC (CRD 119086): Form ADV filing data as of October 2026.