{
  "crd_number": 131562,
  "slug": "open-window-financial-solutions-ltd-reno-nv-131562",
  "primary_business_name": "OPEN WINDOW FINANCIAL SOLUTIONS, LTD.",
  "legal_name": "OPEN WINDOW FINANCIAL SOLUTIONS, LTD.",
  "dbas": [],
  "city": "Reno",
  "state": "NV",
  "country": "United States",
  "cbsa_code": "39900",
  "metro": {
    "cbsa_code": "39900",
    "common_name": "Reno",
    "msa_name": "Reno, NV",
    "path": "/advisors/nv/reno"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2018-12-14",
  "years_registered": 7,
  "period": "2026-10-01",
  "filing_date": "2026-03-17",
  "carried_forward": false,
  "raum_total": 284403489.0,
  "raum_discretionary": 284403489.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 6,
  "advisory_employees": 3,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 15889965.0,
      "count": 26
    },
    "pension_profit_sharing": {
      "raum": 32069709.0,
      "count": 10
    },
    "high_net_worth_individuals": {
      "raum": 236443815.0,
      "count": 65
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "CA",
    "NV",
    "TX"
  ],
  "websites": [
    "https://facebook.com/openwindowadvice",
    "https://linkedin.com/company/open-window-financial-solutions-ltd",
    "https://openwindow.com",
    "https://openwindowfs.com",
    "https://x.com/openwindow_fs",
    "https://x.com/openwindowfs"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/131562",
  "city_as_filed": "RENO",
  "url": "https://advisorcensus.com/firm/open-window-financial-solutions-ltd-reno-nv-131562",
  "display_name": "Open Window Financial Solutions, Ltd.",
  "summary": "Open Window Financial Solutions, Ltd. is an SEC-registered investment advisory firm in Reno, NV, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 17, 2026.",
  "citation": "AdvisorCensus. Open Window Financial Solutions, Ltd. (CRD 131562): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services"
  ],
  "quick_answers": [
    {
      "q": "How is Open Window Financial Solutions, Ltd. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Open Window Financial Solutions, Ltd. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Open Window Financial Solutions, Ltd. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 16, 2026 states: Hourly rate: $650 an hour (financial planning and/or consulting services…). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Open Window Financial Solutions, Ltd. located?",
      "a": "Open Window Financial Solutions, Ltd.'s principal office is in Reno, NV, according to its Form ADV."
    },
    {
      "q": "Is Open Window Financial Solutions, Ltd. registered with the SEC or a state?",
      "a": "Open Window Financial Solutions, Ltd. is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 131562."
    },
    {
      "q": "How much does Open Window Financial Solutions, Ltd. manage?",
      "a": "Open Window Financial Solutions, Ltd. reports $284,403,489 in regulatory assets under management in its Form ADV filing dated March 17, 2026 (100% discretionary)."
    },
    {
      "q": "How have Open Window Financial Solutions, Ltd.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Open Window Financial Solutions, Ltd.: Regulatory assets under management: $143,760,163 in the October 2021 data and $284,403,489 in the October 2026 data, up 98%. Total employees: 4 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Open Window Financial Solutions, Ltd. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (65); individuals (other than high net worth individuals) (26); pension and profit sharing plans (but not the plan participants or government pension plans) (10)."
    },
    {
      "q": "Which custodians does Open Window Financial Solutions, Ltd. use?",
      "a": "Open Window Financial Solutions, Ltd.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Open Window Financial Solutions, Ltd. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/131562"
    },
    {
      "q": "What changed in Open Window Financial Solutions, Ltd.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $245,790,589 to $284,403,489 (+16%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 143760163.0,
      "total_employees": 4,
      "filing_date": "2021-04-15"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 186112658.0,
      "total_employees": 5,
      "filing_date": "2022-03-21"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 184473975.0,
      "total_employees": 5,
      "filing_date": "2023-03-16"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 223653931.0,
      "total_employees": 5,
      "filing_date": "2024-09-05"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 245790589.0,
      "total_employees": 6,
      "filing_date": "2025-07-03"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 284403489.0,
      "total_employees": 6,
      "filing_date": "2026-03-17"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $245,790,589 to $284,403,489 (+16%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 16, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": null,
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "$25,000",
    "planning_fees": [
      "Hourly rate: $650 an hour (financial planning and/or consulting services…)"
    ],
    "figures": [
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: $25,000"
        ],
        "quotes": [
          "The Registrant generally requires an annual minimum fee of $25,000 for investment advisory services."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $650 an hour (financial planning and/or consulting services…)"
        ],
        "quotes": [
          "Registrant’s planning and consulting fee is negotiable, but the Registrant generally charges on an hourly rate basis at $650 per hour."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": null,
      "minimum_annual_fee": 25000.0,
      "planning": [
        {
          "kind": "hourly",
          "amount": 650.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning and/or consulting services (including investment and non-investment related matters, including estate"
        }
      ]
    },
    "quotes": [
      "The Registrant generally requires an annual minimum fee of $25,000 for investment advisory services.",
      "Registrant’s planning and consulting fee is negotiable, but the Registrant generally charges on an hourly rate basis at $650 per hour."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/open-window-financial-solutions-ltd-reno-nv-131562.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 26,
      "fewer_than_5": false,
      "raum": 15889965.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 65,
      "fewer_than_5": false,
      "raum": 236443815.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 10,
      "fewer_than_5": false,
      "raum": 32069709.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/131562",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}