# One-Up Financial

> One-Up Financial is an SEC-registered investment advisory firm in Erie, PA, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 5, 2026.

- CRD: 333778
- Filed as: ONE-UP FINANCIAL
- Legal name: SKM Wealth Advisors LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Erie, PA
- Filing period: October 2026
- Form ADV filing dated: May 5, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333778
- AdvisorCensus page: https://advisorcensus.com/firm/one-up-financial-erie-pa-333778

## Quick answers

**How is One-Up Financial compensated?**
On its Form ADV (Item 5.E, October 2026), One-Up Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).

**Where is One-Up Financial located?**
One-Up Financial's principal office is in Erie, PA, according to its Form ADV.

**Is One-Up Financial registered with the SEC or a state?**
One-Up Financial is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 333778.

**How much does One-Up Financial manage?**
One-Up Financial reports $107,461,065 in regulatory assets under management in its Form ADV filing dated May 5, 2026 (83% discretionary).

**What types of clients does One-Up Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (59); high net worth individuals (37); charitable organizations (1).

**Which custodians does One-Up Financial use?**
One-Up Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does One-Up Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333778

**Does One-Up Financial state an account minimum?**
Its Form ADV Part 2A brochure dated April 23, 2026 says: "We do not have a minimum account size requirement to open or maintain an account."

**What changed in One-Up Financial's recent Form ADV filings?**
In the June 2026 filing data: Newly registered with the SEC. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 23, 2026)

- Account minimum: None

> We do not have a minimum account size requirement to open or maintain an account.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $107,461,065
- Discretionary: $89,023,151
- Non-discretionary: $18,437,914

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 59 | $18,988,772 |
| High net worth individuals | 37 | $87,321,981 |
| Charitable organizations | 1 | $1,150,312 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2026 (0 years)
- Employees: 9 total, 9 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: PA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- oneupfinancial.com
- Facebook @oneupfinancial
- LinkedIn @one-up-financial
- LinkedIn @eric-presogna-cpa-cfp

## Changes in the filing (last 12 months)

### June 2026
- Newly registered with the SEC.
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. One-Up Financial (CRD 333778): Form ADV filing data as of October 2026.