# Northfront Financial USA Inc

> Northfront Financial USA Inc is an SEC-registered investment advisory firm in Calgary, Alberta, Canada, registered since 2019, reporting under $25 million in regulatory assets under management in its Form ADV filing dated April 28, 2026.

- CRD: 301105
- Filed as: NORTHFRONT FINANCIAL USA INC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Calgary, Alberta, Canada
- Filing period: October 2026
- Form ADV filing dated: April 28, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/301105
- AdvisorCensus page: https://advisorcensus.com/firm/northfront-financial-usa-inc-calgary-alberta-301105

## Quick answers

**How is Northfront Financial USA Inc compensated?**
On its Form ADV (Item 5.E, October 2026), Northfront Financial USA Inc reports these compensation arrangements: a percentage of assets under its management.

**Where is Northfront Financial USA Inc located?**
Northfront Financial USA Inc's principal office is in Calgary, Alberta, Canada, according to its Form ADV.

**Is Northfront Financial USA Inc registered with the SEC or a state?**
Northfront Financial USA Inc is an SEC-registered investment advisory firm, registered since 2019. Status as filed: Approved. CRD 301105.

**How much does Northfront Financial USA Inc manage?**
Northfront Financial USA Inc reports $11,250,096 in regulatory assets under management in its Form ADV filing dated April 28, 2026 (98% discretionary).

**How have Northfront Financial USA Inc's assets and staff changed since 2021?**
In the Form ADV data for Northfront Financial USA Inc: Regulatory assets under management: $4,700,682 in the October 2021 data and $11,250,096 in the October 2026 data, up 139%. Total employees: 2 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Northfront Financial USA Inc serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (33).

**Which custodians does Northfront Financial USA Inc use?**
Northfront Financial USA Inc's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists RBC Capital Markets, LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Northfront Financial USA Inc report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/301105

**Does Northfront Financial USA Inc state an account minimum?**
Its Form ADV Part 2A brochure dated March 23, 2026 says: "There is no account minimum."

**What changed in Northfront Financial USA Inc's recent Form ADV filings?**
In the May 2026 filing data: Employees performing advisory functions went from 1 to 2.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 23, 2026)

- Account minimum: None

> There is no account minimum.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- RBC Capital Markets, LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $11,250,096
- Discretionary: $11,035,398
- Non-discretionary: $214,698

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 33 | $11,250,096 |
| High net worth individuals | 0 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2019 (7 years)
- Employees: 5 total, 2 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: AZ, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $4,700,682 | 2 | March 23, 2021 |
| October 2022 | $5,538,059 | 3 | May 27, 2022 |
| October 2023 | $4,000,680 | 4 | August 25, 2023 |
| October 2024 | $7,025,264 | 4 | June 13, 2024 |
| October 2025 | $9,767,610 | 4 | March 14, 2025 |
| October 2026 | $11,250,096 | 5 | April 28, 2026 |

Regulatory assets under management: $4,700,682 in the October 2021 data and $11,250,096 in the October 2026 data, up 139%.
Total employees: 2 in October 2021 and 5 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Employees performing advisory functions went from 1 to 2.

### April 2026
- Regulatory assets under management went from $9,767,610 to $11,250,096 (+15%).
- Updated its list of owners and control persons (Schedule A).

### January 2026
- Registered or notice-filed in TX.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Northfront Financial USA Inc (CRD 301105): Form ADV filing data as of October 2026.