{
  "crd_number": 309060,
  "slug": "northbrook-financial-baltimore-md-309060",
  "primary_business_name": "NORTHBROOK FINANCIAL",
  "legal_name": "NORTHBROOK FINANCIAL PLANNING LLC",
  "dbas": [],
  "city": "Baltimore",
  "state": "MD",
  "country": "United States",
  "cbsa_code": "12580",
  "metro": {
    "cbsa_code": "12580",
    "common_name": "Baltimore",
    "msa_name": "Baltimore-Columbia-Towson, MD",
    "path": "/advisors/md/baltimore"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2026-06-26",
  "years_registered": 0,
  "period": "2026-10-01",
  "filing_date": "2026-08-17",
  "carried_forward": false,
  "raum_total": 108760000.0,
  "raum_discretionary": 108760000.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 8,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 54060000.0,
      "count": 103
    },
    "pension_profit_sharing": {
      "raum": 320000.0,
      "count": null,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 54380000.0,
      "count": 24
    }
  },
  "compensation_types": [
    "fixed",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "other",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": true,
  "disclosure_yes_count": 0,
  "states_registered": [
    "FL",
    "MA",
    "MD",
    "NJ",
    "NY",
    "VA"
  ],
  "websites": [
    "https://instagram.com/northbrook_financial_llc",
    "https://linkedin.com/company/northbrook-financial",
    "https://linkedin.com/in/elliot-pepper-cpa-cfp%C2%AE-mst-52893b20",
    "https://northbrookfinancial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309060",
  "city_as_filed": "BALTIMORE",
  "url": "https://advisorcensus.com/firm/northbrook-financial-baltimore-md-309060",
  "display_name": "Northbrook Financial",
  "summary": "Northbrook Financial is an SEC-registered investment advisory firm in Baltimore, MD, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 17, 2026.",
  "citation": "AdvisorCensus. Northbrook Financial (CRD 309060): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Northbrook Financial compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Northbrook Financial reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Northbrook Financial located?",
      "a": "Northbrook Financial's principal office is in Baltimore, MD, according to its Form ADV."
    },
    {
      "q": "Is Northbrook Financial registered with the SEC or a state?",
      "a": "Northbrook Financial is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 309060."
    },
    {
      "q": "How much does Northbrook Financial manage?",
      "a": "Northbrook Financial reports $108,760,000 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (100% discretionary)."
    },
    {
      "q": "What types of clients does Northbrook Financial serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (103); high net worth individuals (24)."
    },
    {
      "q": "Which custodians does Northbrook Financial use?",
      "a": "Northbrook Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC, Betterment Securities and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Northbrook Financial report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309060"
    },
    {
      "q": "What changed in Northbrook Financial's recent Form ADV filings?",
      "a": "In the July 2026 filing data: Newly registered with the SEC. Updated its list of owners and control persons (Schedule A)."
    }
  ],
  "filing_history": [],
  "recent_changes": [
    {
      "period": "2026-07-01",
      "period_label": "July 2026",
      "notes": [
        "Newly registered with the SEC.",
        "Updated its list of owners and control persons (Schedule A)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Altruist Financial LLC",
      "name_as_filed": "ALTRUIST FINANCIAL LLC",
      "affiliated": false
    },
    {
      "name": "Betterment Securities",
      "name_as_filed": "BETTERMENT SECURITIES",
      "affiliated": false
    },
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/northbrook-financial-baltimore-md-309060.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 103,
      "fewer_than_5": false,
      "raum": 54060000.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 24,
      "fewer_than_5": false,
      "raum": 54380000.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": null,
      "fewer_than_5": true,
      "raum": 320000.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309060",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}