# North Bay Wealth Management

> North Bay Wealth Management is an SEC-registered investment advisory firm in Petaluma, CA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 2, 2026.

- CRD: 285523
- Filed as: NORTH BAY WEALTH MANAGEMENT
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Petaluma, CA
- Filing period: October 2026
- Form ADV filing dated: March 2, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/285523
- AdvisorCensus page: https://advisorcensus.com/firm/north-bay-wealth-management-petaluma-ca-285523

## Quick answers

**How is North Bay Wealth Management compensated?**
On its Form ADV (Item 5.E, October 2026), North Bay Wealth Management reports these compensation arrangements: a percentage of assets under its management.

**Where is North Bay Wealth Management located?**
North Bay Wealth Management's principal office is in Petaluma, CA, according to its Form ADV.

**Is North Bay Wealth Management registered with the SEC or a state?**
North Bay Wealth Management is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 285523.

**How much does North Bay Wealth Management manage?**
North Bay Wealth Management reports $107,342,382 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (93% discretionary).

**How have North Bay Wealth Management's assets and staff changed since 2025?**
In the Form ADV data for North Bay Wealth Management: Regulatory assets under management: $102,138,727 in the October 2025 data and $107,342,382 in the October 2026 data, up 5%. Total employees: 2 in October 2025 and 2 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does North Bay Wealth Management serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (104); high net worth individuals (29); pension and profit sharing plans (but not the plan participants or government pension plans) (5).

**Which custodians does North Bay Wealth Management use?**
North Bay Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does North Bay Wealth Management report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/285523

**Does North Bay Wealth Management state an account minimum?**
Its Form ADV Part 2A brochure dated March 2, 2026 says: "There is a minimum account size of $1,000,000 to open and maintain an advisory account but account size is up to the discretion of the firm."

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated March 2, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> There is a minimum account size of $1,000,000 to open and maintain an advisory account but account size is up to the discretion of the firm.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $107,342,382
- Discretionary: $100,323,022
- Non-discretionary: $7,019,360

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 104 | $41,155,869 |
| High net worth individuals | 29 | $58,591,199 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 5 | $7,019,360 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | Fewer than 5 | $575,954 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2025 (1 year)
- Employees: 2 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- northbaywealth.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2025 | $102,138,727 | 2 | July 14, 2025 |
| October 2026 | $107,342,382 | 2 | March 2, 2026 |

Regulatory assets under management: $102,138,727 in the October 2025 data and $107,342,382 in the October 2026 data, up 5%.
Total employees: 2 in October 2025 and 2 in October 2026.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. North Bay Wealth Management (CRD 285523): Form ADV filing data as of October 2026.