{
  "crd_number": 151569,
  "slug": "nikulski-financial-inc-bettendorf-ia-151569",
  "primary_business_name": "NIKULSKI FINANCIAL, INC.",
  "legal_name": "NIKULSKI FINANCIAL, INC.",
  "dbas": [],
  "city": "Bettendorf",
  "state": "IA",
  "country": "United States",
  "cbsa_code": "19340",
  "metro": {
    "cbsa_code": "19340",
    "common_name": "Davenport",
    "msa_name": "Davenport-Moline-Rock Island, IA-IL",
    "path": "/advisors/ia/davenport"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2017-02-08",
  "years_registered": 9,
  "period": "2026-10-01",
  "filing_date": "2026-03-17",
  "carried_forward": false,
  "raum_total": 448977741.0,
  "raum_discretionary": 448977741.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 10,
  "advisory_employees": 6,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": 3771316.0,
      "count": 4,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 103275206.0,
      "count": 352
    },
    "high_net_worth_individuals": {
      "raum": 338732994.0,
      "count": 116
    },
    "corporations_other_businesses": {
      "raum": 3198225.0,
      "count": 3,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "educational_seminars",
    "financial_planning",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 1,
  "states_registered": [
    "FL",
    "IA",
    "IL",
    "NE",
    "TN",
    "TX",
    "WI"
  ],
  "websites": [
    "https://facebook.com/nikulskifinancial",
    "https://instagram.com/nikulski_financial",
    "https://linkedin.com/company/nikulski-financial-inc-",
    "https://nikulskifinancial.com",
    "https://nikulskifinancial.com/resources-library",
    "https://twitter.com/Nikulski_RIA",
    "https://vimeo.com/search?q=strictly+fiduciary%2C+https%3A%2F%2Fvimeo.com%2F1146615387&type=clip"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/151569",
  "disclosure_items": [
    {
      "item": "11.H(1)(c)",
      "question": "Has a domestic or foreign court ever dismissed, under a settlement agreement, an investment-related civil action brought against the firm or an advisory affiliate by a state or foreign financial regulator?"
    }
  ],
  "city_as_filed": "BETTENDORF",
  "url": "https://advisorcensus.com/firm/nikulski-financial-inc-bettendorf-ia-151569",
  "display_name": "Nikulski Financial, Inc.",
  "summary": "Nikulski Financial, Inc. is an SEC-registered investment advisory firm in Bettendorf, IA, registered since 2017, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 17, 2026.",
  "citation": "AdvisorCensus. Nikulski Financial, Inc. (CRD 151569): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Selection of other advisers (including private fund managers)",
    "Educational seminars/workshops"
  ],
  "quick_answers": [
    {
      "q": "How is Nikulski Financial, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Nikulski Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "Where is Nikulski Financial, Inc. located?",
      "a": "Nikulski Financial, Inc.'s principal office is in Bettendorf, IA, according to its Form ADV."
    },
    {
      "q": "Is Nikulski Financial, Inc. registered with the SEC or a state?",
      "a": "Nikulski Financial, Inc. is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 151569."
    },
    {
      "q": "How much does Nikulski Financial, Inc. manage?",
      "a": "Nikulski Financial, Inc. reports $448,977,741 in regulatory assets under management in its Form ADV filing dated March 17, 2026 (100% discretionary)."
    },
    {
      "q": "How have Nikulski Financial, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Nikulski Financial, Inc.: Regulatory assets under management: $233,300,000 in the October 2021 data and $448,977,741 in the October 2026 data, up 92%. Total employees: 4 in October 2021 and 10 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Nikulski Financial, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (352); high net worth individuals (116); charitable organizations (4)."
    },
    {
      "q": "Which custodians does Nikulski Financial, Inc. use?",
      "a": "Nikulski Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC and Charles Schwab & Co., Inc. as custodians holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Nikulski Financial, Inc. report any disciplinary disclosures?",
      "a": "Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.H(1)(c) (regulator's civil action dismissed under a settlement). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/151569"
    },
    {
      "q": "What changed in Nikulski Financial, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 5 to 6. Regulatory assets under management went from $370,467,092 to $448,977,741 (+21%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 233300000.0,
      "total_employees": 4,
      "filing_date": "2021-03-30"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 288742903.0,
      "total_employees": 7,
      "filing_date": "2022-08-19"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 252081883.0,
      "total_employees": 7,
      "filing_date": "2023-04-17"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 305541790.0,
      "total_employees": 9,
      "filing_date": "2024-06-03"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 370467092.0,
      "total_employees": 9,
      "filing_date": "2025-07-11"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 448977741.0,
      "total_employees": 10,
      "filing_date": "2026-03-17"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 5 to 6.",
        "Regulatory assets under management went from $370,467,092 to $448,977,741 (+21%)."
      ]
    }
  ],
  "fees_from_brochure": null,
  "custodians": [
    {
      "name": "Altruist Financial LLC",
      "name_as_filed": "ALTRUIST FINANCIAL LLC",
      "affiliated": false
    },
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/nikulski-financial-inc-bettendorf-ia-151569.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 352,
      "fewer_than_5": false,
      "raum": 103275206.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 116,
      "fewer_than_5": false,
      "raum": 338732994.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 4,
      "fewer_than_5": true,
      "raum": 3771316.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 3,
      "fewer_than_5": true,
      "raum": 3198225.0
    }
  ],
  "disclosure_line": "Reports 1 disclosure item on Form ADV Item 11.",
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/151569",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}