# New Harbor Financial Group, LLC

> New Harbor Financial Group, LLC is an SEC-registered investment advisory firm in Worcester, MA, registered since 2010, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated July 27, 2026.

- CRD: 155528
- Filed as: NEW HARBOR FINANCIAL GROUP, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Worcester, MA
- Filing period: October 2026
- Form ADV filing dated: July 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/155528
- AdvisorCensus page: https://advisorcensus.com/firm/new-harbor-financial-group-llc-worcester-ma-155528

## Quick answers

**How is New Harbor Financial Group, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), New Harbor Financial Group, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does New Harbor Financial Group, LLC charge?**
Its Form ADV Part 2A brochure dated April 6, 2026 states: Asset-based fee: 0.85% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is New Harbor Financial Group, LLC located?**
New Harbor Financial Group, LLC's principal office is in Worcester, MA, according to its Form ADV.

**Is New Harbor Financial Group, LLC registered with the SEC or a state?**
New Harbor Financial Group, LLC is an SEC-registered investment advisory firm, registered since 2010. Status as filed: Approved. CRD 155528.

**How much does New Harbor Financial Group, LLC manage?**
New Harbor Financial Group, LLC reports $820,929,255 in regulatory assets under management in its Form ADV filing dated July 27, 2026 (97% discretionary).

**How have New Harbor Financial Group, LLC's assets and staff changed since 2021?**
In the Form ADV data for New Harbor Financial Group, LLC: Regulatory assets under management: $275,958,022 in the October 2021 data and $820,929,255 in the October 2026 data, up 197%. Total employees: 6 in October 2021 and 9 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does New Harbor Financial Group, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (728); high net worth individuals (282); charitable organizations (5).

**Which custodians does New Harbor Financial Group, LLC use?**
New Harbor Financial Group, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does New Harbor Financial Group, LLC report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/155528

**Does New Harbor Financial Group, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated April 6, 2026 says: "In general, we require a minimum aggregate investment for each client of $500,000 to open and maintain an advisory account; however, we have the right to accept clients below this level on a case by case basis"

**What changed in New Harbor Financial Group, LLC's recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 5 to 6. Regulatory assets under management went from $576,915,016 to $820,929,255 (+42%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 6, 2026)

- Asset-based fee: 0.85% to 2% a year (a range, as the brochure states it)

> Our fee for portfolio management services is based on a percentage of your assets we manage and generally ranges from 0.85% to 2.00% annually, depending on the aggregate assets we manage for a client and individual client circumstances.

- Account minimum: $500,000

> In general, we require a minimum aggregate investment for each client of $500,000 to open and maintain an advisory account; however, we have the right to accept clients below this level on a case by case basis

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $820,929,255
- Discretionary: $794,344,930
- Non-discretionary: $26,584,325

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 728 | $243,288,018 |
| High net worth individuals | 282 | $562,772,091 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 4 | $6,940,766 |
| Charitable organizations | 5 | $7,928,380 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Educational seminars/workshops

### Firm details
- Registered since: 2010 (15 years)
- Employees: 9 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/155528

### Websites listed on Form ADV (Item 1.I)
- newharborfinancial.com
- newharborfinancial.substack.com
- LinkedIn @newharborfinancialgroup
- X @NewHarborFin
- YouTube @newharborfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $275,958,022 | 6 | July 20, 2021 |
| October 2022 | $340,480,900 | 6 | March 16, 2022 |
| October 2023 | $419,459,871 | 6 | September 5, 2023 |
| October 2024 | $495,490,078 | 7 | September 18, 2024 |
| October 2025 | $576,915,016 | 8 | July 29, 2025 |
| October 2026 | $820,929,255 | 9 | July 27, 2026 |

Regulatory assets under management: $275,958,022 in the October 2021 data and $820,929,255 in the October 2026 data, up 197%.
Total employees: 6 in October 2021 and 9 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $576,915,016 to $820,929,255 (+42%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. New Harbor Financial Group, LLC (CRD 155528): Form ADV filing data as of October 2026.