# New England Capital Financial Advisors LLC

> New England Capital Financial Advisors LLC is an SEC-registered investment advisory firm in Cheshire, CT, registered since 1999, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 18, 2026.

- CRD: 109203
- Filed as: NEW ENGLAND CAPITAL FINANCIAL ADVISORS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Cheshire, CT
- Filing period: October 2026
- Form ADV filing dated: August 18, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/109203
- AdvisorCensus page: https://advisorcensus.com/firm/new-england-capital-financial-advisors-llc-cheshire-ct-109203

## Quick answers

**How is New England Capital Financial Advisors LLC compensated?**
On its Form ADV (Item 5.E, October 2026), New England Capital Financial Advisors LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is New England Capital Financial Advisors LLC located?**
New England Capital Financial Advisors LLC's principal office is in Cheshire, CT, according to its Form ADV.

**Is New England Capital Financial Advisors LLC registered with the SEC or a state?**
New England Capital Financial Advisors LLC is an SEC-registered investment advisory firm, registered since 1999. Status as filed: Approved. CRD 109203.

**How much does New England Capital Financial Advisors LLC manage?**
New England Capital Financial Advisors LLC reports $768,042,602 in regulatory assets under management in its Form ADV filing dated August 18, 2026 (92% discretionary).

**How have New England Capital Financial Advisors LLC's assets and staff changed since 2021?**
In the Form ADV data for New England Capital Financial Advisors LLC: Regulatory assets under management: $439,519,711 in the October 2021 data and $768,042,602 in the October 2026 data, up 75%. Total employees: 9 in October 2021 and 12 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does New England Capital Financial Advisors LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,017); high net worth individuals (176); pension and profit sharing plans (but not the plan participants or government pension plans) (17).

**Which custodians does New England Capital Financial Advisors LLC use?**
New England Capital Financial Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and National Financial Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does New England Capital Financial Advisors LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109203

**What changed in New England Capital Financial Advisors LLC's recent Form ADV filings?**
In the September 2026 filing data: Regulatory assets under management went from $673,011,670 to $768,042,602 (+14%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- National Financial Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $768,042,602
- Discretionary: $709,690,366
- Non-discretionary: $58,352,236

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 1,017 | $351,546,272 |
| High net worth individuals | 176 | $342,975,513 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 17 | $63,866,855 |
| Charitable organizations | 6 | $6,833,780 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 3 | $2,820,182 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Educational seminars/workshops

### Firm details
- Registered since: 1999 (26 years)
- Employees: 12 total, 12 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CT, FL, GA, LA, MA, ME, NC, NH, NJ, NY, PA, RI, SC, TN, TX, VA, VT
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- newenglandcapital.com
- Facebook @NewEnglandCapital
- LinkedIn @NEW-ENGLAND-CAPITAL-FINANCIAL-ADVISORS-LLC
- X @NEWENGLANDCAP

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $439,519,711 | 9 | July 30, 2021 |
| October 2022 | $441,626,951 | 9 | March 17, 2022 |
| October 2023 | $440,581,266 | 10 | March 7, 2023 |
| October 2024 | $528,837,865 | 11 | February 5, 2024 |
| October 2025 | $600,040,689 | 11 | March 26, 2025 |
| October 2026 | $768,042,602 | 12 | August 18, 2026 |

Regulatory assets under management: $439,519,711 in the October 2021 data and $768,042,602 in the October 2026 data, up 75%.
Total employees: 9 in October 2021 and 12 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Regulatory assets under management went from $673,011,670 to $768,042,602 (+14%).

### April 2026
- Employees performing advisory functions went from 11 to 12.
- Regulatory assets under management went from $600,040,689 to $673,011,670 (+12%).
- Updated its list of owners and control persons (Schedule A).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. New England Capital Financial Advisors LLC (CRD 109203): Form ADV filing data as of October 2026.