# Nectarine

> Nectarine is an SEC-registered investment advisory firm in San Diego, CA, registered since 2023, with no regulatory assets under management reported in its Form ADV filing dated August 3, 2026.

- CRD: 327155
- Filed as: NECTARINE
- Legal name: Nectarine Financial, Inc.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: San Diego, CA
- Filing period: October 2026
- Form ADV filing dated: August 3, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/327155
- AdvisorCensus page: https://advisorcensus.com/firm/nectarine-san-diego-ca-327155

## Quick answers

**How is Nectarine compensated?**
On its Form ADV (Item 5.E, October 2026), Nectarine reports these compensation arrangements: fixed fees (other than subscription fees).

**Where is Nectarine located?**
Nectarine's principal office is in San Diego, CA, according to its Form ADV; the September 2026 filing also lists 4 other offices (Schedule D, Section 1.F).

**Is Nectarine registered with the SEC or a state?**
Nectarine is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 327155.

**How have Nectarine's assets and staff changed since 2023?**
In the Form ADV data for Nectarine: Total employees: 3 in October 2023 and 29 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Nectarine serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (2,601); high net worth individuals (609).

**Does Nectarine report any disciplinary disclosures?**
Reports 3 disclosure items on Form ADV Item 11: yes answers to 11.D(1) (another regulator's finding of a false statement or omission, or of dishonest, unfair, or unethical conduct), 11.D(2) (another regulator's finding of a violation), and 11.D(4) (another regulator's order in the past ten years). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/327155

**Does Nectarine state an account minimum?**
Its Form ADV Part 2A brochure dated July 24, 2026 says: "We do not require a minimum account value to receive our services."

**What changed in Nectarine's recent Form ADV filings?**
In the September 2026 filing data: Employees performing advisory functions went from 29 to 28.

## From the Form ADV filing

### Compensation (Item 5.E)
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated July 24, 2026)

- Account minimum: None

> We do not require a minimum account value to receive our services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 2,601 | $0 |
| High net worth individuals | 609 | $0 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2023 (3 years)
- Employees: 29 total, 28 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AK, AL, AR, AZ, CA, CO, CT, DC, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
- Disclosures (Item 11): Reports 3 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(1): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
- 11.D(4): In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/327155

### Other offices (Schedule D, Section 1.F), as of the September 2026 filing
- Rockville, MD
- Scottsdale, AZ
- Thompsons Station, TN
- Worthington, OH

### Websites listed on Form ADV (Item 1.I)
- hellonectarine.com
- reddit.com/r/askafinancialadvisor
- Instagram @hello_nectarine

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2023 | Not reported | 3 | July 21, 2023 |
| October 2024 | Not reported | 21 | July 9, 2024 |
| October 2025 | Not reported | 25 | July 28, 2025 |
| October 2026 | Not reported | 29 | August 3, 2026 |

Total employees: 3 in October 2023 and 29 in October 2026.

## Changes in the filing (last 12 months)

### September 2026
- Employees performing advisory functions went from 29 to 28.

### June 2026
- Employees performing advisory functions went from 30 to 29.

### May 2026
- Employees performing advisory functions went from 31 to 30.

### April 2026
- Employees performing advisory functions went from 28 to 31.
- Added an office in Thompsons Station, TN.

### March 2026
- Employees performing advisory functions went from 23 to 28.
- Registered or notice-filed in AK, AL, AR, HI, IA, ID, IN, ME, MS, MT, ND, NM, NV, RI, SD, VI, VT, WV, WY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Nectarine (CRD 327155): Form ADV filing data as of October 2026.