# Navpoint Financial, Inc.

> Navpoint Financial, Inc. is an SEC-registered investment advisory firm in Prior Lake, MN, registered since 1998, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.

- CRD: 109432
- Filed as: NAVPOINT FINANCIAL, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Prior Lake, MN
- Filing period: October 2026
- Form ADV filing dated: March 25, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/109432
- AdvisorCensus page: https://advisorcensus.com/firm/navpoint-financial-inc-prior-lake-mn-109432

## Quick answers

**How is Navpoint Financial, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Navpoint Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Navpoint Financial, Inc. located?**
Navpoint Financial, Inc.'s principal office is in Prior Lake, MN, according to its Form ADV.

**Is Navpoint Financial, Inc. registered with the SEC or a state?**
Navpoint Financial, Inc. is an SEC-registered investment advisory firm, registered since 1998. Status as filed: Approved. CRD 109432.

**How much does Navpoint Financial, Inc. manage?**
Navpoint Financial, Inc. reports $752,158,685 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (98% discretionary).

**How have Navpoint Financial, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Navpoint Financial, Inc.: Regulatory assets under management: $558,175,205 in the October 2021 data and $752,158,685 in the October 2026 data, up 35%. Total employees: 6 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Navpoint Financial, Inc. serve?**
By number of clients on Form ADV Item 5.D: high net worth individuals (188); individuals (other than high net worth individuals) (41).

**Which custodians does Navpoint Financial, Inc. use?**
Navpoint Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Navpoint Financial, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109432

**Does Navpoint Financial, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 25, 2026 says: "NavPoint generally requires that clients have assets of $3 million or more. However, smaller accounts may be solicited or accepted at the discretion of NavPoint."

**What changed in Navpoint Financial, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $643,614,436 to $752,158,685 (+17%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 25, 2026)

- Account minimum: $3,000,000 (the brochure says it may be waived or negotiated)

> NavPoint generally requires that clients have assets of $3 million or more. However, smaller accounts may be solicited or accepted at the discretion of NavPoint.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $752,158,685
- Discretionary: $740,129,122
- Non-discretionary: $12,029,563

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 41 | $23,052,408 |
| High net worth individuals | 188 | $729,106,277 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Other

### Firm details
- Registered since: 1998 (28 years)
- Employees: 7 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, GA, MN, NH, PA, TN, TX, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- navpoint-financial.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $558,175,205 | 6 | March 31, 2021 |
| October 2022 | $619,052,967 | 7 | March 29, 2022 |
| October 2023 | $549,544,850 | 6 | March 30, 2023 |
| October 2024 | $609,574,657 | 6 | March 30, 2024 |
| October 2025 | $643,614,436 | 7 | March 28, 2025 |
| October 2026 | $752,158,685 | 7 | March 25, 2026 |

Regulatory assets under management: $558,175,205 in the October 2021 data and $752,158,685 in the October 2026 data, up 35%.
Total employees: 6 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $643,614,436 to $752,158,685 (+17%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Navpoint Financial, Inc. (CRD 109432): Form ADV filing data as of October 2026.