{
  "crd_number": 109432,
  "slug": "navpoint-financial-inc-prior-lake-mn-109432",
  "primary_business_name": "NAVPOINT FINANCIAL, INC.",
  "legal_name": "NAVPOINT FINANCIAL, INC.",
  "dbas": [],
  "city": "Prior Lake",
  "state": "MN",
  "country": "United States",
  "cbsa_code": "33460",
  "metro": {
    "cbsa_code": "33460",
    "common_name": "Minneapolis",
    "msa_name": "Minneapolis-St. Paul-Bloomington, MN-WI",
    "path": "/advisors/mn/minneapolis"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1998-01-28",
  "years_registered": 28,
  "period": "2026-10-01",
  "filing_date": "2026-03-25",
  "carried_forward": false,
  "raum_total": 752158685.0,
  "raum_discretionary": 740129122.0,
  "raum_non_discretionary": 12029563.0,
  "raum_band": "500m_1b",
  "raum_band_label": "$500 million to $1 billion",
  "total_employees": 7,
  "advisory_employees": 7,
  "client_count_bucket": null,
  "clients_by_type": {
    "individuals": {
      "raum": 23052408.0,
      "count": 41
    },
    "high_net_worth_individuals": {
      "raum": 729106277.0,
      "count": 188
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "other",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "FL",
    "GA",
    "MN",
    "NH",
    "PA",
    "TN",
    "TX",
    "WA",
    "WI"
  ],
  "websites": [
    "https://navpoint-financial.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/109432",
  "city_as_filed": "PRIOR LAKE",
  "url": "https://advisorcensus.com/firm/navpoint-financial-inc-prior-lake-mn-109432",
  "display_name": "Navpoint Financial, Inc.",
  "summary": "Navpoint Financial, Inc. is an SEC-registered investment advisory firm in Prior Lake, MN, registered since 1998, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.",
  "citation": "AdvisorCensus. Navpoint Financial, Inc. (CRD 109432): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Other"
  ],
  "quick_answers": [
    {
      "q": "How is Navpoint Financial, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Navpoint Financial, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Navpoint Financial, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 25, 2026 states: Hourly rate: $150 to $600 an hour (Special Projects). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Navpoint Financial, Inc. located?",
      "a": "Navpoint Financial, Inc.'s principal office is in Prior Lake, MN, according to its Form ADV."
    },
    {
      "q": "Is Navpoint Financial, Inc. registered with the SEC or a state?",
      "a": "Navpoint Financial, Inc. is an SEC-registered investment advisory firm, registered since 1998. Status as filed: Approved. CRD 109432."
    },
    {
      "q": "How much does Navpoint Financial, Inc. manage?",
      "a": "Navpoint Financial, Inc. reports $752,158,685 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (98% discretionary)."
    },
    {
      "q": "How have Navpoint Financial, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Navpoint Financial, Inc.: Regulatory assets under management: $558,175,205 in the October 2021 data and $752,158,685 in the October 2026 data, up 35%. Total employees: 6 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Navpoint Financial, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (188); individuals (other than high net worth individuals) (41)."
    },
    {
      "q": "Which custodians does Navpoint Financial, Inc. use?",
      "a": "Navpoint Financial, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Navpoint Financial, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/109432"
    },
    {
      "q": "Does Navpoint Financial, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 25, 2026 says: \"NavPoint generally requires that clients have assets of $3 million or more. However, smaller accounts may be solicited or accepted at the discretion of NavPoint.\""
    },
    {
      "q": "What changed in Navpoint Financial, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $643,614,436 to $752,158,685 (+17%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 558175205.0,
      "total_employees": 6,
      "filing_date": "2021-03-31"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 619052967.0,
      "total_employees": 7,
      "filing_date": "2022-03-29"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 549544850.0,
      "total_employees": 6,
      "filing_date": "2023-03-30"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 609574657.0,
      "total_employees": 6,
      "filing_date": "2024-03-30"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 643614436.0,
      "total_employees": 7,
      "filing_date": "2025-03-28"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 752158685.0,
      "total_employees": 7,
      "filing_date": "2026-03-25"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $643,614,436 to $752,158,685 (+17%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 25, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$3,000,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "planning_fees": [
      "Hourly rate: $150 to $600 an hour (Special Projects)"
    ],
    "figures": [
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $3,000,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "NavPoint generally requires that clients have assets of $3 million or more. However, smaller accounts may be solicited or accepted at the discretion of NavPoint."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $150 to $600 an hour (Special Projects)"
        ],
        "quotes": [
          "Hourly fees for Special Projects are identified in advance. They will generally be assessed at a rate of $150 - $600 per hour (depending on the personnel providing the services)."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": null,
      "max_pct": null,
      "account_minimum": 3000000.0,
      "minimum_annual_fee": null,
      "planning": [
        {
          "kind": "hourly",
          "amount": null,
          "min": 150.0,
          "max": 600.0,
          "period": "hour",
          "service": "Special Projects"
        }
      ]
    },
    "quotes": [
      "NavPoint generally requires that clients have assets of $3 million or more. However, smaller accounts may be solicited or accepted at the discretion of NavPoint.",
      "Hourly fees for Special Projects are identified in advance. They will generally be assessed at a rate of $150 - $600 per hour (depending on the personnel providing the services)."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "Charles Schwab & Co., Inc.",
      "name_as_filed": "CHARLES SCHWAB & CO., INC.",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/navpoint-financial-inc-prior-lake-mn-109432.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 41,
      "fewer_than_5": false,
      "raum": 23052408.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 188,
      "fewer_than_5": false,
      "raum": 729106277.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/109432",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}